208 Summit St, Ellijay, GA 30540 Property Records

Gilmer County property record for 208 Summit St, Ellijay, GA 30540

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,184 sqft · built 2000
Lot Size	0.73 acres (31,812 sqft)
Owner	Individual Name on File
Last Sale	$384,000 (Oct 2025)
Tax Bill	$1,797 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3068H 017`

Property Details

APN / Parcel Number

Primary APN	`3068H 017`
Alternative APN	`18544`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,184 sqft Heated Area
1st Floor Area	1,456 sqft
Basement Area	728 sqft
Finished Basement	728 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2002
Exterior Material	Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	31,812 sqft
Garage Area	728 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	200 sqft
Deck Area	36 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	18544
Street Address	208 SUMMIT ST
City	ELLIJAY
State	GA
Zip	30540-8777
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 139 BEAVER LAKE PH 2
Legal Subdivision	BEAVER LAKE
Legal Phase	2
Legal Lot Number	139
Jurisdiction	GILMER GA
Township / Civil Division	CARTERS LAKE
Census Block Group	1
Census Block	1027
Census Tract	80402

Owner

208 Summit St is owned and occupied by an individual who bought it in October 2025.

Source: Gilmer County records, as of February 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	208 SUMMIT ST, ELLIJAY, GA 30540-8777
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2025 · Amount on File
Deed Sale	Oct 21, 2025 · Amount on File
Deed Document Number	0002803350
Deed Book / Page	2803 / 350
Record Updated	Jun 8, 2026

October 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	GILMER GA
Recording Date	Oct 21, 2025
Property Address	208 SUMMIT ST, ELLIJAY, GA 30540-8777
Document Number	002803/350
Book / Page	2803 / 350
Instrument Date	Oct 17, 2025
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	208 SUMMIT ST, ELLIJAY, GA 30540-8777

Mortgage

Document Number	0002803351
Date	Oct 21, 2025
Instrument	2803/351

Lender

Name	UNION HOME MORTGAGE

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	351 Months
Due	Jan 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 208 Summit St was $1,797 with a homeowner's exemption, down 1.7% from the year before.

Source: Gilmer County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Gilmer County
Unified School District	Gilmer County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,797.00 (-1.75%) Homeowner's exemption	$146,760 (-0.57%) Land $3,480 Building $143,280	$366,900 (-0.57%) Land $8,700 Building $358,200
2024	$1,829.00 (+3.39%) Homeowner's exemption	$147,600 (+9.14%) Land $3,400 Building $144,200	$369,000 (+9.14%) Land $8,500 Building $360,500
2023	$1,769.00 (-14.71%) Homeowner's exemption	$135,240 (+14.73%) Land $2,920 Building $132,320	$338,100 (+14.73%) Land $7,300 Building $330,800
2022	$2,074.00 Homeowner's exemption	$117,880 Land $2,000 Building $115,880	$294,700 Land $5,000 Building $289,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 208 Summit St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective December 14, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	2 (2015–2021)
Most Recent Claim	Mar 2021 · Severe Storms And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 208 Summit St is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELLIJAY-GILMER CO. WATER AUTH. serves 13,010 people · EPA ID GA1230000
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Summit St

Nearby Streets

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