208 Spanish Marsh Dr, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 208 Spanish Marsh Dr, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,405 sqft · built 2014
Lot Size	0.26 acres (11,325 sqft)
Owner	2 Individual Names on Record
Last Sale	$565,000 (Nov 2018)
Tax Bill	$16,779 (2025)
Deeds & Mortgages	May 2020 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072082-0490`

Property Details

APN / Parcel Number

Primary APN	`072082-0490`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	4,405 sqft Living Area
Gross Area	5,174 sqft
1st Floor Area	2,603 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	11,325 sqft (0.26 acres)
Garage Type	Attached
Garage Area	769 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	448 sqft
Porch	Finished/Open Porch
Porch Area	467 sqft
Patio Area	1,024 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	208 SPANISH MARSH DR
City	SAINT AUGUSTINE
State	FL
Zip	32095-7406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	54/12-14 COURTYARD VILLAS OF MONTEREY PHASE 2 LOT 49 OR4636/517
Legal Range	29E
Legal Township	05S
Legal Section	53
Legal Subdivision	COURTYARD VILLAS OF MONTEREY PHASE TWO
Legal Phase	2
Legal Block	4
Legal Lot Number	49
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4013
Census Tract	20606

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	208 SPANISH MARSH DR, SAINT AUGUSTINE, FL 32095-7406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE FIRM
Nov 2, 2018	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE FIRM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2018 · Amount on Record
Deed Sale	Nov 2, 2018 · Amount on Record
Prior Sale	Sep 30, 2014 · Amount on Record
Deed Document Number	201879583
Deed Book / Page	4636 / 517
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	208 SPANISH MARSH DR, SAINT AUGUSTINE, FL 32095-7406
Document Number	0049391905
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	Jul 10, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	208 SPANISH MARSH DR ST AUGUSTINE FL 320957406, ST AUGUSTINE, FL 32095-7406

Mortgage

Document Number	0049391905
Date	May 11, 2020
Book Page	004939/001905
Instrument	35995

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 2, 2018
Property Address	208 SPANISH MARSH DR, SAINT AUGUSTINE, FL 32095-7406
Document Number	0046360517
Book / Page	004636 / 000517
Instrument Date	Oct 29, 2018
Instrument	79583
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	WATSON TITLE SERVICES/N FL INC, WATSON TITLE SVCS/N FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,955.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	208 SPANISH MARSH DR ST AUGUSTINE FL 320957406, ST AUGUSTINE, FL 32095-7406

Mortgage

Document Number	46360519
Date	Nov 2, 2018
Book Page	004636/000519
Instrument	79584

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$956,031 (+2.7%)	$1,027,362 (-3.22%) Land $235,000 Building $792,362
2025	$16,779.00 (+8.71%) Homeowner's exemption	$930,897 (+2.9%)	$1,061,540 (-3.54%) Land $235,000 Building $826,540
2024	$15,434.00 (+2.18%) Homeowner's exemption	$904,662 (+3%)	$1,100,540 (+8.56%) Land $160,000 Building $940,540
2023	$15,105.00 (+1.74%) Homeowner's exemption	$878,313 (+3%)	$1,013,802 (+18.89%) Land $130,000 Building $883,802
2022	$14,847.00 Homeowner's exemption	$852,731	$852,731 Land $100,800 Building $751,931

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 249 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	249 in force
Nearby Flood Claims	3 (2016–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Nov 2022 · Hurricane Nicole

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475
Water Source	Purchased groundwater from JEA MAJOR GRID
Last State Inspection	Mar 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000

May also be available: T-Mobile.

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