208 Spaniel Dr SE, Concord, NC 28025 Property Records

Cabarrus County property record for 208 Spaniel Dr SE, Concord, NC 28025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,135 sqft · built 2005
Lot Size0.35 acres (15,246 sqft)
OwnerIndividual Name on Record
Last Sale$515,000 (May 2024)
Tax Bill$3,096 (2023)
Deeds & MortgagesMay 2024 Sale & Mortgage
May 2024 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN11026C0041.000000

Property Details

APN / Parcel Number

Primary APN11026C0041.000000
Alternative APNs
  • 5539 99 8136
  • 170932
  • 87797

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,135 sqft Living Area
Gross Area3,271 sqft
1st Floor Area1,196 sqft
Upper Floors Area939 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area15,246 sqft (0.35 acres)
Lot Dimensions177 ft deep x 100 ft wide
Garage TypeMixed
Garage Area546 sqft
DrivewayDriveway
Driveway Area1,920 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area338 sqft
Patio Area252 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number170932
Street Address208 SPANIEL DR SE
CityCONCORD
StateNC
Zip28025-3941
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-1
Legal DescriptionLT 41 HUNTERS POINTE
Legal SubdivisionHUNTERS POINTE
Legal Lot Number41
JurisdictionCABARRUS NC
Township / Civil Division11, CENTRAL CABARRUS
Census Block Group2
Census Block2024
Census Tract40502

Owner

Source: Cabarrus County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address208 SPANIEL DR SE, CONCORD, NC 28025-3941
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 31, 2024Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
GUILD MORTGAGE CO
May 13, 2024Correction Deed
Nov 8, 2023Warranty Deed, Transfer · Construction Mortgage
212 LOANS LLC
Nov 8, 2023Warranty Deed, Transfer
Nov 8, 2023Warranty Deed, Transfer
Apr 28, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 31, 2024 · Amount on Record
Deed SaleMay 31, 2024 · Amount on Record
Prior SaleNov 8, 2023 · Amount on Record
Deed Document Number0016954260
Deed Book / Page16954 / 260
Record UpdatedJun 8, 2026

May 2024: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateMay 31, 2024
Property Address208 SPANIEL DR SE, CONCORD, NC 28025-3941
Document Number0016954260
Book / Page16954 / 260
Map ReferenceMB 22 PG 65
Instrument DateMay 31, 2024
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 13, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,030.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address338 S SHARON AMITY RD, CHARLOTTE, NC 28211-2806

Transferred To (Grantee/Buyer)

NameVerified Name
Address208 SPANIEL DR SE, CONCORD, NC 28025-3941

Mortgage

Document Number0169540263
DateMay 31, 2024
Instrument16954-0263
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2054

May 2024: Correction Deed

Document TypeCorrection Deed
JurisdictionCABARRUS NC
Recording DateMay 13, 2024
Property Address208 SPANIEL DR SE, CONCORD, NC 28025-3941
Document Number0000169297
Book / Page16929 / 7
Map ReferenceMB 22 PG 65
Instrument DateMay 10, 2024
Record UpdatedJan 13, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address1200 E MOREHEAD ST # 285285, 285285, CHARLOTTE, NC 28204-2850

Transferred To (Grantee/Buyer)

NameVerified Name
Address338 S SHARON AMITY RD # 102, CHARLOTTE, NC 28211-2806

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateNov 8, 2023
Property Address208 SPANIEL DR SE, CONCORD, NC 28025-3941
Document Number0016712279
Book / Page16712 / 279
Map ReferenceMB 22 PG 65
Instrument DateNov 7, 2023
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanyHARBOR CITY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$570.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1200 EAST BLVD, CHARLOTTE, NC 28203-5708

Transferred To (Grantee/Buyer)

NameVerified Name
Address338 3 SHARON AMITY ROAD #102 # 102, 102#3, CHARLOTTE, NC 28211-2806

Mortgage

Document Number0016712281
DateNov 8, 2023
Book Page16712/281
Lender
Name212 LOANS LLC
TypeMortgage Company
AddressFRIENDSWOOD, TX 77546
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term6 Months
DueMay 7, 2024

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateNov 8, 2023
Property Address208 SPANIEL DR SE, CONCORD, NC 28025-3941
Document Number0016712139
Book / Page16712 / 139
Map ReferenceMB 22 PG 65
Instrument DateNov 1, 2023
Transaction TypeTransfer
Record UpdatedMay 21, 2024

Transaction

AmountAmount Recorded
Tax$540.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 803467, DALLAS, TX 75380-3467

Transferred To (Grantee/Buyer)

NameVerified Name
Address1200 E MOREHEAD ST STE 285, 285, CHARLOTTE, NC 28204-2847
InvestorPossibly a Property Investor

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateNov 8, 2023
Property Address208 SPANIEL DR SE, CONCORD, NC 28025-3941
Document Number0016712139
Book / Page16712 / 139
Map ReferenceMB 22 PG 65
Instrument DateNov 1, 2023
Transaction TypeTransfer
Record UpdatedJan 13, 2026

Transaction

AmountAmount Recorded
Tax$540.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 803467, DALLAS, TX 75380-3467

Transferred To (Grantee/Buyer)

NameVerified Name
Address1200 E MOREHEAD ST STE 285, 285, CHARLOTTE, NC 28204-2847
InvestorPossibly a Property Investor

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCABARRUS NC
Recording DateApr 28, 2017
Property Address208 SPANIEL DR SE, CONCORD, NC 28025-3941
Document Number12466129
Book / Page012466 / 000129
Instrument DateApr 28, 2017
Instrument10696
Transaction TypeTransfer
Record UpdatedMay 9, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address1717 MAIN ST #2000 DALLAS TX 752014657, 2000, DALLAS, TX 75201-4657

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityConcord City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$431,010 (+69.83%) Land $94,000 Building $337,010
2024$431,010 (+69.83%) Land $94,000 Building $337,010
2023$3,096.00$253,790 Land $60,000 Building $193,790$253,790 Land $60,000 Building $193,790

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CONCORD
serves 120,771 people · EPA ID NC0113010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Windstream
DSL · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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