Arapahoe County property record for 208 S Waterloo St, Aurora, CO 80018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,426 sqft · built 2023 |
| Owner | 2 Individual Names on File |
| Last Sale | $665,000 (Sep 2026) |
| Tax Bill | $7,727 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Jan 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1977-09-4-21-008 |
| Primary APN | 1977-09-4-21-008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,426 sqft Living Area |
| Gross Area | 4,744 sqft |
| 1st Floor Area | 1,129 sqft |
| 2nd Floor Area | 1,517 sqft |
| Basement Area | 1,129 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood Siding |
| Garage Type | Attached |
| Garage Area | 739 sqft |
| Driveway | Driveway |
| Driveway Area | 3 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 035445798 |
|---|---|
| Street Address | 208 S WATERLOO ST |
| City | AURORA |
| State | CO |
| Zip | 80018-1940 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RNEP |
| Legal Description | TOWNSHIP T4S MAPPLATB 579 MAPPLATP 1 SUBDIVISIONCD 029474 SUBDIVISIONNAME HARMONY SUBDIVISION FLG NO 13 BLOCK 004 LOT 008 LOT 8 BLK 4 HARMONY SUB FLG NO 13 EX M/RS |
| Legal Subdivision | HARMONY SUBDIVISION FLG NO 13 |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | ARAPAHOE CO |
| Township / Civil Division | EAST ARAPAHOE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 7111 |
208 S Waterloo St is owned and occupied by two individuals who bought it in September 2026.
Source: Arapahoe County records, as of September 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 208 S WATERLOO ST, AURORA, CO 80018-1940 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 18, 2024 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOME AMERICAN MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2026 · Amount on File |
| Deed Sale | Sep 1, 2026 · Amount on File |
| Prior Sale | Jan 18, 2024 · Amount on File |
| Deed Document Number | 202661304 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ARAPAHOE CO |
| Recording Date | Sep 1, 2026 |
| Property Address | 208 S WATERLOO ST, AURORA, CO 80018-1940 |
| Document Number | 0000061304 |
| Instrument Date | Aug 31, 2026 |
| Instrument | 202661304 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | HERITAGE TITLE LT, HERITAGE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,716.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 208 S WATERLOO ST, AURORA, CO 80018-1940 |
| Document Number | 0000061305, |
|---|---|
| Date | Sep 1, 2026 |
| Instrument | 202661305 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ARAPAHOE CO |
| Recording Date | Jan 18, 2024 |
| Property Address | 208 S WATERLOO ST, AURORA, CO 80018-1940 |
| Document Number | 00E4003085 |
| Map Reference | DOC E1067744 |
| Instrument Date | Jan 17, 2024 |
| Instrument | E4003085 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 26, 2024 |
| Title Company | TITLE COMPANY/THE ROCKIES INC, TITLE COMPANY OF THE ROCKIES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $65.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4350 S MONACO ST, DENVER, CO 80237-3400 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 208 S WATERLOO ST, AURORA, CO 80018-1940 |
| Document Number | 00E4003086 |
|---|---|
| Date | Jan 18, 2024 |
| Instrument | E4003086 |
| Name | HOME AMERICAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Feb 1, 2031 |
| Change Frequency | Monthly |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.3% |
| Max Rate | 10.3% |
The 2025 property tax bill for 208 S Waterloo St was $7,727, up 8% from the year before.
Source: Arapahoe County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Arapahoe County |
| Municipality | Aurora City |
| Unified School District | Adams-Arapahoe School District 28J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $40,961 (+0.87%) | $669,300 (+3.02%) Land $154,000 Building $515,300 | |
| 2025 | $7,727.00 (+8.01%) | $40,606 | $649,700 Land $154,000 Building $495,700 |
| 2024 | $7,154.00 | ||
| 2023 | $24,748 | $88,704 Land $88,704 | |
| 2021 | $43.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 208 S Waterloo St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Jun 2023 · Severe Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 208 S Waterloo St is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 42% of Colorado |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF AURORA serves 533,407 people · EPA ID CO0103005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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