Buncombe County property record for 208 S Oconeechee Ave, Black Mountain, NC 28711
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,699 sqft · built 1953 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $237,000 (Jan 2019) |
| Tax Bill | $3,204 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 748815-2020-202 |
| Primary APN | 748815-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,699 sqft Living Area |
| 1st Floor Area | 1,799 sqft |
| Basement Area | 900 sqft |
| Finished Basement | 900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,553 sqft (0.38 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 224 sqft |
| Deck Area | 280 sqft |
| Patio Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 748815-2020-202 |
|---|---|
| Street Address | 208 S OCONEECHEE AVE |
| City | BLACK MOUNTAIN |
| State | NC |
| Zip | 28711-2835 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UR-8 |
| Legal Description | SUBDIV: METHODIST COLONY CO LOT: 11 & 12 BLOCK: 9 PLAT: 0154-0193 |
| Legal Subdivision | METHODIST COLONY CO |
| Legal Block | 9 |
| Legal Lot Number | 11,12 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | BLACK MOUNTAIN |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 3107 |
Source: Buncombe County records · APN 748815-2020-202
Assessment roll updated September 22, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 208 S OCONEECHEE AVE, BLACK MOUNTAIN, NC 28711-2835 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 23, 2025 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| May 13, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Jan 30, 2019 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 30, 2019 · Amount on Record |
| Deed Sale | Jan 30, 2019 · Amount on Record |
| Prior Sale | Dec 15, 2004 · Amount on Record |
| Deed Book / Page | 5739 / 1468 |
| Last Transfer Date | May 08, 2020 |
| Transfer Doc | 0058961179 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 208 S OCONEECHEE AVE, BLACK MOUNTAIN, NC 28711-2835 |
| Transaction Type | Mortgage |
| Record Updated | Nov 06, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0065360709 |
|---|---|
| Date | Oct 23, 2025 |
| Book Page | 6536/709 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 10, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | May 13, 2020 |
| Property Address | 208 S OCONEECHEE AVE, BLACK MOUNTAIN, NC 28711-2835 |
| Document Number | 0058961179 |
| Book / Page | 5896 / 1179 |
| Map Reference | MB 154 PG 193 |
| Instrument Date | May 08, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 208 S OCONEECHEE AVE, BLACK MOUNTAIN, NC 28711-2835 |
| Document Number | 58961183 |
|---|---|
| Date | May 13, 2020 |
| Instrument | 5896/1183 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Jan 30, 2019 |
| Property Address | 208 S OCONEECHEE AVE, BLACK MOUNTAIN, NC 28711-2835 |
| Document Number | 0057391468 |
| Book / Page | 5739 / 1468 |
| Map Reference | MB 154 PG 193 |
| Instrument Date | Jan 28, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $474.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1034, BLACK MOUNTAIN, NC 28711-1034 |
| Name | Verified Name |
|---|---|
| Address | 208 S OCONEECHEE AVE, BLACK MOUNTAIN, NC 28711-2835 |
| Document Number | 57391471 |
|---|---|
| Date | Jan 30, 2019 |
| Instrument | 5739/1471 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2049 |
Source: Buncombe County records · Assessment roll updated September 22, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Municipality | Black Mountain Town |
| Unified School District | Buncombe County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,204.00 (+5.53%) | $369,300 (+1.99%) Land $72,500 Building $296,800 | $369,300 (+1.99%) Land $72,500 Building $296,800 |
| 2024 | $3,036.00 (+2.39%) | ||
| 2023 | $2,965.00 | $362,100 | $362,100 (-1.95%) Land $72,500 Building $289,600 |
| 2021 | $369,300 Land $72,500 Building $296,800 |
Source: FEMA National Flood Hazard Layer, Buncombe County (37021C), as of April 9, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370210031073, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
Based on FCC filings for 306 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NC0111020, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF BLACK MOUNTAIN serves 11,976 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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