208 S Main St, Algonquin, IL 60102 Property Records

McHenry County property record for 208 S Main St, Algonquin, IL 60102

Property Summary

Property Type	Commercial
Details	3,382 sqft
Lot Size	0.1 acres (4,356 sqft)
Owner	Company Name on Record
Last Sale	$525,000 (Nov 2025)
Tax Bill	$12,574 (2024)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Dec 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`19-34-106-016`

Property Details

APN / Parcel Number

Primary APN	`19-34-106-016`

Interior

Building Area	3,382 sqft

Exterior

Lot Area	4,356 sqft (0.1 acres)

Location & Zoning

Street Address	208 S MAIN ST
City	ALGONQUIN
State	IL
Zip	60102-2629
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	DOC 2017R0047398 SWLY 33FT LT 9 BLK 8 PLUMLEIGHS ADDN
Legal Range	08E
Legal Township	43N
Legal Section	34
Legal Subdivision	PLUMLEIGHS ADD
Legal Block	8
Legal Lot Number	9
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1036
Census Tract	871311

Owner

Source: McHenry County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1332 LOWE DR, ALGONQUIN, IL 60102-2332
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Special Warranty Deed, Transfer · Non-Conforming Investor Loan PRAIRIE COMMUNITY BANK
Dec 26, 2017	Warranty Deed, Transfer · Line of Credit CRYSTAL LAKE BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2025 · Amount on Record
Deed Sale	Nov 21, 2025 · Amount on Record
Prior Sale	Dec 26, 2017 · Amount on Record
Deed Document Number	2025R0032911
Record Updated	Jun 8, 2026

November 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Nov 21, 2025
Property Address	208 S MAIN ST, ALGONQUIN, IL 60102-2629
Document Number	0000032911
Map Reference	MB 28 PG 400
Instrument Date	Oct 28, 2025
Instrument	2025R0032911
Transaction Type	Transfer
Record Updated	Dec 24, 2025
Title Company	PRIORITY TITLE COMPANY, PTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1332 LOWE DR, ALGONQUIN, IL 60102-2332

Mortgage

Document Number	0000032912
Date	Nov 21, 2025
Instrument	2025R0032912

Lender

Name	PRAIRIE COMMUNITY BANK
Type	Bank

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	60 Months
Due	Nov 14, 2030

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Dec 26, 2017
Property Address	208 S MAIN ST, ALGONQUIN, IL 60102-2629
Document Number	0000047398
Instrument Date	Dec 22, 2017
Instrument	47398
Transaction Type	Transfer
Record Updated	Jan 26, 2018
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1495 MERCHANT DR ALGONQUIN IL 601025917, ALGONQUIN, IL 60102-5917

Mortgage

Document Number	47399
Date	Dec 26, 2017
Instrument	47399

Lender

Name	CRYSTAL LAKE BK&TR
Type	Bank
Address	CRYSTAL LAKE, IL 60014

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$12,574.00	$160,742 (+23.89%) Land $10,943 Building $149,799	$482,226 (+23.89%) Land $32,829 Building $449,397
2022		$129,750 Land $45,530 Building $84,220	$389,250 Land $136,590 Building $252,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1993–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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