208 S Carroll St, Frederick, MD 21701 Property Records

Frederick County property record for 208 S Carroll St, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,562 sqft · built 1910
Lot Size	0.095 acres (4,140 sqft)
Owner	2 Individual Names on Record
Last Sale	$212,000 (Jul 2004)
Tax Bill	$5,536 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Oct 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-100886`

Property Details

APN / Parcel Number

Primary APN	`02-100886`
Alternative APNs	`2100886` `100886`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,562 sqft Living Area
1st Floor Area	656 sqft
Basement Area	250 sqft
Finished Basement	250 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Sawtooth
Roof Material	Metal
Lot Area	4,140 sqft (0.095 acres)
Lot Dimensions	138 ft deep x 30 ft wide
Porch	Open Porch
Porch Area	56 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Municipal

Location & Zoning

Account Number	100886
Street Address	208 S CARROLL ST
City	FREDERICK
State	MD
Zip	21701-6523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DR
Legal Description	LT 30 X 138 208 S. CARROLL ST. FREDERICK
Legal Subdivision	FREDERICK
Legal Lot Number	208
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1009
Census Tract	772200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	208 S CARROLL ST, FREDERICK, MD 21701-6523
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2018	Deed of Trust, Mortgage · Commercial Mortgage NYMEO FCU
Oct 19, 2021	Deed of Trust, Mortgage · Line of Credit NYMEO FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2004 · Amount on Record
Deed Sale	Jul 29, 2004 · Amount on Record
Prior Sale	May 25, 1989 · Amount on Record
Deed Document Number	200446035
Deed Book / Page	4762 / 322
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	208 S CARROLL ST, FREDERICK, MD 21701-6523
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0126370153
Date	Sep 25, 2018
Book Page	12637/0153

Lender

Name	NYMEO FCU
Type	Credit Union
Address	FREDERICK, MD 21703

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2028

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	208 S CARROLL ST, FREDERICK, MD 21701-6523
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0153990132
Date	Oct 19, 2021
Book Page	15399/132

Lender

Name	NYMEO FCU
Type	Credit Union
Address	FREDERICK, MD 21703

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$328,300 (+43.47%)	$387,900 (+29.95%) Land $190,700 Building $197,200
2025	$5,536.00 (+31.78%)
2023	$4,201.00	$228,833	$298,500 Land $130,700 Building $167,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on S Carroll St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures