208 S 7th St, Watertown, WI 53094 Property Records

Jefferson County property record for 208 S 7th St, Watertown, WI 53094

Property Summary

Property Type	Single Family Home
Lot Size	0.143 acres (6,229 sqft)
Owner	Individual Name on File
Last Sale	$122,000 (Jul 2009)
Tax Bill	$2,950 (2025)
Deeds & Mortgages	May 2026 Transfer May 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`291-0815-0412-226`

Property Details

APN / Parcel Number

Primary APN	`291-0815-0412-226`

Exterior

Lot Area	6,229 sqft (0.143 acres)
Lot Dimensions	115 ft deep x 54 ft wide

Location & Zoning

Street Address	208 S 7TH ST
City	WATERTOWN
State	WI
Zip	53094-4707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S1/2 OF N1/2 OF OUTLOT 2, LR CADYS ADD. ALSO COM SE/C LOT 1, BLK 74, OPES, W85FT, N54 FT, E85FT, S54FT TO POB.
Legal Range	15E
Legal Township	08N
Legal Section	04
Legal Subdivision	RECORDED PLAT OF LINUS R CADYS ADDITION
Legal Block	74
Legal Lot Number	1
Jurisdiction	JEFFERSON WI
Township / Civil Division	WATERTOWN
Census Block Group	1
Census Block	1018
Census Tract	100200

Owner

208 S 7th St is owned and occupied by an individual who acquired it in May 2026.

Source: Jefferson County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	208 S 7TH ST, WATERTOWN, WI 53094-4707
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
May 11, 2026	Deed of Trust, Mortgage · Line of Credit LANDMARK CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2009 · Amount on File
Deed Sale	Jul 9, 2009 · Amount on File
Prior Sale	Apr 19, 2005 · Amount on File
Deed Document Number	20091262371
Last Transfer Date	May 12, 2026
Transfer Doc	0001507327
Record Updated	Oct 29, 2026

May 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	JEFFERSON WI
Recording Date	May 12, 2026
Property Address	208 S 7TH ST, WATERTOWN, WI 53094-4707
Document Number	0001507327
Instrument Date	May 12, 2026
Instrument	20261507327
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Recording Date	May 11, 2026
Property Address	208 S 7TH ST, WATERTOWN, WI 53094-4707
Document Number	0001507249
Instrument Date	May 5, 2026
Instrument	20261507249
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 S 7TH ST, WATERTOWN, WI 53094-4707

Mortgage

Document Number	0001507249,
Date	May 11, 2026
Instrument	20261507249

Lender

Name	LANDMARK CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.37%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 208 S 7th St was $2,950 with a homeowner's exemption.

Source: Jefferson County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Jefferson County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,950.00 Homeowner's exemption	$179,800 Land $39,600 Building $140,200	$180,200
2023	$2,547.00	$144,900 Land $33,600 Building $111,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 208 S 7th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jul 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 208 S 7th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN WATERWORKS serves 23,945 people · EPA ID WI1280044
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	15 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Netwurx, TDS Telecom.

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