208 S 4th St, Troy, MT 59935 Property Records

Lincoln County property record for 208 S 4th St, Troy, MT 59935

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,805 sqft · built 1982
Lot Size	0.295 acres (12,850 sqft)
Owner	2 Individual Names on File
Last Sale	$266,500 (May 2021)
Tax Bill	$3,707 (2026)
Deeds & Mortgages	May 2021 Mortgage
APN	`R564161`

Property Details

APN / Parcel Number

Primary APN	`R564161`
Alternative APNs	`56-4280-12-4-11-09-0000` `0000003690`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,805 sqft Living Area
1st Floor Area	1,536 sqft
Attic	Attic
Attic Area	269 sqft
Basement Area	864 sqft
Finished Basement	864 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	12,850 sqft (0.295 acres)
Garage Type	Mixed
Garage Area	392 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	24 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Heating Fuel	Wood
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0000003690
Street Address	208 S 4TH ST
City	TROY
State	MT
Zip	59935
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STANFIELD ADD, S12, T31 N, R34 W, BLOCK 9, LOT 11 - 12, & DOONAN ADDN BLOCK 1 LOTS 7-8
Legal Range	34W
Legal Township	31N
Legal Section	12
Legal Subdivision	STANFIELD ADD
Legal Block	9
Legal Lot Number	7-8
Jurisdiction	LINCOLN MT
Township / Civil Division	TROY
Census Block Group	1
Census Block	1054
Census Tract	500

Owner

208 S 4th St is owned by two individuals who bought it in May 2021.

Source: Lincoln County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	500 W CENTRAL AVE, MISSOULA, MT 59801-6812
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2021 · Amount on File
Deed Sale	May 28, 2021 · Amount on File
Deed Document Number	2021293552
Deed Book / Page	390 / 80
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	May 28, 2021
Property Address	208 S 4TH ST, TROY, MT 59935-7537
Document Number	390/80
Book / Page	390 / 80
Instrument Date	May 28, 2021
Instrument	293552
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	500 W CENTRAL AVE, MISSOULA, MT 59801-6812

Mortgage

Document Number	293553
Date	May 28, 2021
Instrument	293553

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 208 S 4th St was $3,707.

Source: Lincoln County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lincoln County
Municipality	Troy City
Elementary School District	Troy Elementary School District (PK - 08)
Secondary School District	Troy High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,707.00	$296,500
2025			$296,500 Land $66,784 Building $229,716
2023	$2,699.00	$249,900	$249,900 Land $20,285 Building $229,615

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 208 S 4th St; there have been 2 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	2 (1997)
Most Recent Claim	May 1997 · Severe Storms,ice Jams, Snow Melt, Flooding
Claims by Event	Severe Storms,ice Jams, Snow Melt, Flooding, May 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 208 S 4th St is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 67% of Montana
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TROY serves 2,100 people · EPA ID MT0000348
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Western Montana CommunityTel Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20