208 S 4th St, Bardstown, KY 40004 Property Records

Nelson County property record for 208 S 4th St, Bardstown, KY 40004

Property Summary

Property TypeCommercial
Details828 sqft
Lot Size0.24 acres (10,454 sqft)
OwnerCompany Name on Record
Tax Bill$189 (2025)
Deeds & MortgagesJun 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN45E00-09-004

Property Details

APN / Parcel Number

Primary APN45E00-09-004
Alternative APNs
  • 44061
  • 66398

Interior

Stories1 Story
Building Area828 sqft Total Area

Exterior

Exterior MaterialConcrete Block
Construction TypeConcrete
Fire ResistanceFireproof Reinforced Concrete
Lot Area10,454 sqft (0.24 acres)

Location & Zoning

Account Number66398
Street Address208 S 4TH ST
CityBARDSTOWN
StateKY
Zip40004-1008
Property CategoryCommercial
Property TypeCommercial > Retail
Legal Description208 SOUTH FOURTH STREET
Legal SubdivisionBARDSTOWN MEDICAL BUILDING, INC
JurisdictionNELSON KY
Township / Civil DivisionBARDSTOWN
Census Block Group3
Census Block3007
Census Tract930400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Bardstown Historic District(Boundary Increase & Additional Documentation)
listed 2010 · 54 contributing resources · NRIS 10000905

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Nelson County records, as of August 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address201 S 5TH ST, BARDSTOWN, KY 40004-1142
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNELSON KY
Recording DateJun 2, 2026
Property Address208 S 4TH ST, BARDSTOWN, KY 40004-1008
Document Number0000003575
Book / Page1549 / 658
Instrument DateMay 29, 2026
Instrument20263575
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address201 S 5TH ST, BARDSTOWN, KY 40004-1142

Mortgage

Document Number0000003575,
DateJun 2, 2026
Book Page1549/658
Instrument20263575
Lender
NameWILSON MUIR BANK TRUST COMPANY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 29, 2046
Interest
Rate TypeAdjustable Rate
Rate6.3%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Nelson County assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBardstown City
CountyNelson County
Unified School DistrictBardstown Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$189.00 (-7.8%)$65,000 (-) Land $65,000$65,000 (-) Land $65,000
2023$205.00$65,000$65,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBARDSTOWN MUNICIPAL WATER DEPT
serves 31,185 people · EPA ID KY0900017
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Nov 2018
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Bardstown Connect
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Spectrum.

Nearby Properties on S 4th St

Nearby Streets

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