208 S 11th St, Murray, KY 42071 Property Records

Calloway County property record for 208 S 11th St, Murray, KY 42071

Property Summary

Property Type	Single Family Home
Details	802 sqft
Owner	Individual Name on File
Last Sale	$122,000 (Nov 2023)
Tax Bill	$460 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007-0-0002-00009`

Property Details

APN / Parcel Number

Primary APN	`007-0-0002-00009`
Alternative APNs	`101430` `90522`

Interior

Stories	1 Story
Building Area	802 sqft Living Area

Exterior

Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Radiant

Location & Zoning

Account Number	101430
Street Address	208 S 11TH ST
City	MURRAY
State	KY
Zip	42071-2376
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	208 S 11TH
Jurisdiction	CALLOWAY KY
Township / Civil Division	MURRAY
Census Block Group	1
Census Block	1019
Census Tract	10500

Owner

208 S 11th St is owned by an individual who bought it in November 2023.

Source: Calloway County records, as of December 22, 2025

Owner of Record	Individual Name on File
Mailing Address	MURRAY, KY 42071
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2018	Deed of Trust, Mortgage MSU FCU
Nov 22, 2023	Warranty Deed, Transfer · Conventional Mortgage CRESCENT MORTGAGE CO
Dec 20, 2021	Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2023 · Amount on File
Deed Sale	Nov 22, 2023 · Amount on File
Prior Sale	Dec 20, 2021 · Amount on File
Deed Document Number	686743
Deed Book / Page	1438 / 316
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	208 S 11TH ST, MURRAY, KY 42071-2376
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001193/445
Date	Nov 14, 2018
Book Page	1193/445
Instrument	630871

Lender

Name	MSU FCU
Type	Credit Union
Address	MURRAY, KY 42071

Agreement

Amount	Amount on Record
Term	120 Months
Due	Oct 31, 2028

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Nov 22, 2023
Property Address	208 S 11TH ST, MURRAY, KY 42071-2376
Document Number	001438/316
Book / Page	1438 / 316
Instrument Date	Nov 17, 2023
Instrument	686743
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$122.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2807 KIRKSEY RD, MURRAY, KY 42071-7626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 S 11TH ST, MURRAY, KY 42071-2376

Mortgage

Document Number	0000686744
Date	Nov 22, 2023
Instrument	686744

Lender

Name	CRESCENT MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CALLOWAY KY
Recording Date	Dec 20, 2021
Property Address	208 S 11TH ST, MURRAY, KY 42071-2376
Document Number	001349/670
Book / Page	1349 / 670
Instrument Date	Dec 16, 2021
Instrument	654356
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$115.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	215 MURDOCH RD, NEWPORT, NC 28570-9137

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 S 11TH ST, MURRAY, KY 42071-2376

Mortgage

Document Number	0000654357
Date	Dec 20, 2021
Instrument	654357

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 208 S 11th St was $460.

Source: Calloway County assessment roll, as of November 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Municipality	Murray City
Unified School District	Murray Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$460.00	$122,000	$122,000
2023	$437.00 (-1.35%)	$114,900 (-)	$114,900 (-)
2022	$443.00	$114,900	$114,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 208 S 11th St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1978–1998)
Most Recent Claim	Sep 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 208 S 11th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Murray Electric System Fiber	1,000 / 1,000

May also be available: AT&T, Verizon.

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