208 Rowledge Rd, Charlottesville, VA 22903 Property Records

Albemarle County property record for 208 Rowledge Rd, Charlottesville, VA 22903

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,321 sqft · built 1963
Lot Size	1.51 acres (65,993 sqft)
Owner	Individual Name on Record
Last Sale	$524,900 (Apr 2023)
Tax Bill	$28,713 (2026)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Jul 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`059D2-02-0G-00800`

Property Details

APN / Parcel Number

Primary APN	`059D2-02-0G-00800`
Alternative APN	`20233`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	5,321 sqft Finished Area
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2015
Exterior Material	Brick
Construction Type	Wood
Roof Material	Slate
Lot Area	65,993 sqft (1.51 acres)
Garage Type	Attached
Garage Area	672 sqft
Driveway	Paver Driveway

Exterior Amenities

Porch	Slab
Porch Area	511 sqft
Patio Area	1,401 sqft
Storage Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	208 ROWLEDGE RD
City	CHARLOTTESVILLE
State	VA
Zip	22903-4738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 RESIDEN
Legal Description	EDNAM FOREST 1 G 8A
Legal Subdivision	EDNAM FOREST
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	2
Census Block	2009
Census Tract	11000

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	208 ROWLEDGE RD, CHARLOTTESVILLE, VA 22903-4738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Warranty Deed, Transfer · Commercial Mortgage BANK OF THE JAMES
Jul 21, 2021	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Oct 9, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2023 · Amount on Record
Deed Sale	Apr 10, 2023 · Amount on Record
Prior Sale	Jul 21, 2021 · Amount on Record
Deed Document Number	20232714
Prior Transfer Date	Mar 28, 2011
Prior Transfer Doc	004017/480
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Apr 10, 2023
Property Address	208 ROWLEDGE RD, CHARLOTTESVILLE, VA 22903-4738
Document Number	202300002714
Map Reference	MB 4773 PG 701
Instrument Date	Mar 28, 2023
Instrument	202300002714
Transaction Type	Transfer
Record Updated	May 5, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	818 TRAFALGAR RD, TOWSON, MD 21204-3804

Mortgage

Document Number	202300002715
Date	Apr 10, 2023
Instrument	202300002715

Lender

Name	BANK OF THE JAMES
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jul 21, 2021
Property Address	208 ROWLEDGE RD, CHARLOTTESVILLE, VA 22903-4738
Document Number	5578/459
Book / Page	5578 / 459
Map Reference	MB 456 PG 180
Instrument Date	Jul 13, 2021
Instrument	2021-00012725
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$1,982.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	208 ROWLEDGE RD, CHARLOTTESVILLE, VA 22903-4738

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	208 ROWLEDGE RD, CHARLOTTESVILLE, VA 22903-4738
Document Number	0000013183
Instrument Date	Oct 9, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 ROWLEDGE RD CHARLOTTESVILLE VA 229034738, CHARLOTTESVILLE, VA 22903-4738

Mortgage

Document Number	0000013183
Date	Dec 2, 2019
Book Page	005248/000723
Instrument	13183

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$28,713.00 (+13.09%)	$3,211,700 (+13.09%) Land $485,000 Building $2,726,700	$3,211,700 (+13.09%) Land $485,000 Building $2,726,700
2025	$25,389.00 (+31.12%)	$2,840,000 (+25.25%) Land $440,000 Building $2,400,000	$2,840,000 (+25.25%) Land $440,000 Building $2,400,000
2023	$19,363.00	$2,267,400 Land $385,000 Building $1,882,400	$2,267,400 Land $385,000 Building $1,882,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1979–2024)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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