208 Roach Rd, Jefferson City, TN 37760 Property Records

Jefferson County property record for 208 Roach Rd, Jefferson City, TN 37760

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,664 sqft · built 1987
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (May 2023)
Tax Bill	$881 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`046O-A-013.00`

Property Details

APN / Parcel Number

Primary APN	`046O-A-013.00`
Alternative APNs	`01046OA046O01300` `045046O A 01300`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,664 sqft Living Area
Gross Area	2,944 sqft
1st Floor Area	1,248 sqft
Basement Area	1,248 sqft
Finished Basement	416 sqft
Unfinished Basement	832 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1992
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	1,020 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	736 sqft
Deck Area	36 sqft
Patio Area	232 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	208 ROACH RD
City	JEFFERSON CITY
State	TN
Zip	37760-3434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	S P ROACH ESTATE PB: B PG: 38 LOT: 03 100X150
Legal Subdivision	S P ROACH ESTATE
Legal Lot Number	3
Jurisdiction	JEFFERSON TN
Township / Civil Division	5
Census Block Group	2
Census Block	2044
Census Tract	70600

Owner

208 Roach Rd is owned and occupied by an individual who bought it in May 2023.

Source: Jefferson County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	208 ROACH RD, JEFFERSON CITY, TN 37760-3434
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
May 2, 2023	Warranty Deed, Transfer · Conventional Mortgage NFM INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2023 · Amount on File
Deed Sale	May 3, 2023 · Amount on File
Prior Sale	Nov 3, 1987 · Amount on File
Deed Document Number	20233279
Deed Book / Page	1754 / 641
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON TN
Recording Date	Aug 11, 2026
Property Address	208 ROACH RD, JEFFERSON CITY, TN 37760-3434
Document Number	0000006629
Book / Page	1974 / 599
Instrument Date	Jul 31, 2026
Instrument	20266629
Transaction Type	Mortgage
Record Updated	Aug 19, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 ROACH RD, JEFFERSON CITY, TN 37760-3434

Mortgage

Document Number	0000006629,
Date	Aug 11, 2026
Book Page	1974/599
Instrument	20266629

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 26, 2036

Interest

Rate	6.43%
Max Rate	-1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON TN
Recording Date	May 2, 2023
Property Address	208 ROACH RD, JEFFERSON CITY, TN 37760-3434
Document Number	0001754641
Book / Page	1754 / 641
Map Reference	CAB B SL 38
Instrument Date	Apr 28, 2023
Instrument	23003279
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	NOT AVAILABLE, JEFFREY LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,110.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 ROACH RD, JEFFERSON CITY, TN 37760-3434

Mortgage

Document Number	0023003280
Date	May 2, 2023
Instrument	23003280

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 208 Roach Rd was $881, up 4.1% from the year before.

Source: Jefferson County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$881.00 (+4.14%)	$59,150 Land $10,000 Building $49,150	$236,600 (-) Land $40,000 Building $196,600
2024	$846.00		$236,600 Land $40,000 Building $196,600
2022	$807.00	$36,850 Land $4,800 Building $32,050	$147,400 Land $19,200 Building $128,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 208 Roach Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 208 Roach Rd is moderate, ranking above 42% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 60% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DANDRIDGE WATER MGMT FACILITY serves 9,931 people · EPA ID TN0000170
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Roach Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures