208 River Trl, Ball Ground, GA 30107 Property Records

Cherokee County property record for 208 River Trl, Ball Ground, GA 30107

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,617 sqft · built 2022
Lot Size	1.17 acres (50,965 sqft)
Owner	Individual Name on File
Last Sale	$625,000 (Dec 2022)
Tax Bill	$4,071 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03N03A 027`

Property Details

APN / Parcel Number

Primary APN	`03N03A 027`
Alternative APNs	`96109527` `756400`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,617 sqft Heated Area
Basement Area	2,041 sqft
Unfinished Basement	2,041 sqft
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Exterior Material	Fiber Cement Siding
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	50,965 sqft (1.17 acres)
Porch	Porch
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	756400
Street Address	208 RIVER TRL
City	BALL GROUND
State	GA
Zip	30107-4605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 27 THE RIVER
Legal Lot Number	27
Jurisdiction	CHEROKEE GA
Township / Civil Division	CANTON
Census Block Group	1
Census Block	1001
Census Tract	90402

Owner

208 River Trl is owned and occupied by an individual who bought it in December 2022.

Source: Cherokee County records, as of November 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	208 RIVER TRL, BALL GROUND, GA 30107-4605
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Deed of Trust, Mortgage PHANG WEE LING
Feb 25, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL COMMUNITY BANK
Jun 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage DICKINSON KEVIN
Dec 13, 2022	Warranty Deed, Transfer · VA Mortgage VANDERBILT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2022 · Amount on File
Deed Sale	Dec 13, 2022 · Amount on File
Deed Document Number	0001484222
Deed Book / Page	14842 / 22
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE GA
Property Address	208 RIVER TRL, BALL GROUND, GA 30107-4605
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0145932912
Date	Jan 29, 2021
Book Page	0000014593/0000002912
Instrument	2021005105

Lender

Name	PHANG WEE LING

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2022

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE GA
Property Address	208 RIVER TRL, BALL GROUND, GA 30107-4605
Transaction Type	Mortgage
Record Updated	Feb 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 RIVER TER, CANTON, GA 30114-2837

Mortgage

Document Number	0147632902
Date	Feb 25, 2022
Book Page	0000014763/0000002902
Instrument	2022008297

Lender

Name	FIRST NATIONAL COMMUNITY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2023

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE GA
Property Address	208 RIVER TRL, BALL GROUND, GA 30107-4605
Transaction Type	Mortgage
Record Updated	Feb 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 RIVER TRL, BALL GROUND, GA 30107-4605

Mortgage

Document Number	0148010850
Date	Jun 17, 2022
Book Page	0000014801/0000000850
Instrument	2022025402

Lender

Name	DICKINSON KEVIN

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Due	Jan 1, 2022

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE GA
Recording Date	Dec 13, 2022
Property Address	208 RIVER TRL, BALL GROUND, GA 30107-4605
Document Number	0148420022
Book / Page	14842 / 22
Instrument Date	Dec 13, 2022
Instrument	2022-014453
Transaction Type	Transfer
Record Updated	Feb 22, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2321 HARBOR CREEK PKWY, HOLLY SPRINGS, GA 30115-9594

Mortgage

Document Number	0148420026
Date	Dec 13, 2022
Book Page	0000014842/0000000026
Instrument	2022045538

Lender

Name	VANDERBILT MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 208 River Trl was $4,071 with exemptions applied.

Source: Cherokee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,071.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$293,560 Land $30,000 Building $263,560	$733,900 Land $75,000 Building $658,900
2023		$231,240 (+622.63%) Land $26,000 Building $205,240	$578,100 (+622.63%) Land $65,000 Building $513,100
2022	$13.00	$32,000 Land $32,000	$80,000 Land $80,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 208 River Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 14, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 208 River Trl is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHEROKEE COUNTY serves 224,427 people · EPA ID GA0570002
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000

May also be available: ETC, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Trl

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