208 Ridge Rd, Pacific Grove, CA 93950 Property Records

Monterey County property record for 208 Ridge Rd, Pacific Grove, CA 93950

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,992 sqft · built 1962
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on Record
Last Sale	$1,750,000 (Jun 2021)
Tax Bill	$20,794 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`006-361-019-000`

Property Details

APN / Parcel Number

Primary APN	`006-361-019-000`
Alternative APN	`006-361-019`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,992 sqft Living Area
1st Floor Area	1,992 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Garage Area	419 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	006-361-019
Street Address	208 RIDGE RD
City	PACIFIC GROVE
State	CA
Zip	93950-2426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASSRS MAP OF PACIFIC GROVE ACRES POR OF LOT 4 BLK 313 DESC AS PARCEL 1 R10 PG 212
Legal Subdivision	MAP OF PACIFIC GROVE
Legal Block	313
Legal Lot Number	4
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2014
Census Tract	12402

Owner

Source: Monterey County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 112372, CAMPBELL, CA 95011-2372
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Jun 4, 2021	Grant Deed, Transfer CHICAGO TITLE COMPANY
Mar 29, 2019	Deed of Trust, Mortgage · Commercial Mortgage TCF NATIONAL BANK
May 31, 2017	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2021 · Amount on Record
Deed Sale	Jun 4, 2021 · Amount on Record
Prior Sale	Jun 28, 2013 · Amount on Record
Deed Document Number	202139542
Prior Transfer Date	Nov 5, 2004
Prior Transfer Doc	0000119398
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	208 RIDGE RD, PACIFIC GROVE, CA 93950-2426
Transaction Type	Mortgage
Record Updated	Jan 28, 2022
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12391 RADOYKA DR, SARATOGA, CA 95070-3524

Mortgage

Document Number	0000002727
Date	Jan 18, 2022
Instrument	2022002727

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jun 4, 2021
Property Address	208 RIDGE RD, PACIFIC GROVE, CA 93950-2426
Document Number	0000039542
Instrument Date	Jun 2, 2021
Instrument	2021039542
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 112372, CAMPBELL, CA 95011-2372

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	208 RIDGE RD, PACIFIC GROVE, CA 93950-2426
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012134
Date	Mar 29, 2019
Instrument	2019012134

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	208 RIDGE RD, PACIFIC GROVE, CA 93950-2426
Document Number	0000031639
Instrument Date	May 31, 2017
Transaction Type	Mortgage
Record Updated	Jun 23, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	208 RIDGE RD PACIFIC GROVE CA 939502426, PACIFIC GROVE, CA 93950-2426

Mortgage

Document Number	0000031639
Date	Jun 15, 2017
Instrument	31639

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2047

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Pacific Grove City
Unified School District	Pacific Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,932,139 (+2%) Land $1,159,284 Building $772,855
2025	$20,794.00 (+5.06%)	$1,894,254 (+4.04%) Land $1,136,553 Building $757,701
2024	$19,792.00 (-1.06%)
2023	$20,005.00 (+2.07%)	$1,820,700 Land $1,092,420 Building $728,280
2022	$19,599.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, GeoLinks.

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