208 Ragan Rd, Conowingo, MD 21918 Property Records

Cecil County property record for 208 Ragan Rd, Conowingo, MD 21918

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,064 sqft · built 2002
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (May 2012)
Tax Bill	$2,679 (2026)
Deeds & Mortgages	Aug 2026 Transfer Oct 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-019274`

Property Details

APN / Parcel Number

Primary APN	`08-019274`
Alternative APNs	`8019274` `019274`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,064 sqft Total Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Type	Carport
Garage Area	336 sqft
Carport	Carport
Carport Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	019274
Street Address	208 RAGAN RD
City	CONOWINGO
State	MD
Zip	21918-1228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAR
Legal Description	LOT 17 - 2 ACRES 208 RAGAN ROAD BENJAMINS LANDING
Legal Subdivision	BENJAMINS LANDING
Legal Lot Number	17
Jurisdiction	CECIL MD
Township / Civil Division	8, OAKWOOD
Census Block Group	1
Census Block	1032
Census Tract	31400

Owner

208 Ragan Rd is owned and occupied by an individual who bought it in May 2012.

Source: Cecil County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	208 RAGAN RD, CONOWINGO, MD 21918-1228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Oct 24, 2022	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2012 · Amount on File
Deed Sale	May 31, 2012 · Amount on File
Prior Sale	May 19, 2011
Deed Book / Page	3202 / 226
Prior Transfer Date	May 15, 2011
Prior Transfer Doc	0030250338
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CECIL MD
Recording Date	Aug 10, 2026
Property Address	208 RAGAN RD, CONOWINGO, MD 21918-1228
Document Number	5829000157
Book / Page	5829 / 157
Instrument Date	Aug 7, 2026
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 RAGAN RD, CONOWINGO, MD 21918-1228

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	208 RAGAN RD, CONOWINGO, MD 21918-1228
Transaction Type	Mortgage
Record Updated	Nov 9, 2022
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 RAGAN RD, CONOWINGO, MD 21918-1228

Mortgage

Document Number	0052510305
Date	Oct 24, 2022
Book Page	5251/305

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	236 Months
Due	Jun 1, 2042

Tax Assessment & Valuation

The 2026 property tax bill for 208 Ragan Rd was $2,679 with a homeowner's exemption, up 2.8% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,679.00 (+2.84%) Homeowner's exemption	$242,433 (+2.73%)	$255,300 (+8.18%) Land $89,700 Building $165,600
2025	$2,605.00 Homeowner's exemption	$236,000 Land $89,700 Building $146,300	$236,000 Land $89,700 Building $146,300
2023	$1,732.00 Homeowner's exemption	$216,267	$236,000 Land $89,700 Building $146,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 208 Ragan Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1978)
Most Recent Claim	Jan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 208 Ragan Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	750 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Ragan Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures