208 Provincial Way, Berea, KY 40403 Property Records

Madison County property record for 208 Provincial Way, Berea, KY 40403

Property Summary

Property Type	Apartments (5+ Units)
Details	3,728 sqft · built 2012
Owner	Company Name on Record
Last Sale	$560,000 (Sep 2020)
Tax Bill	$2,640 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0061-041A-0044`

Property Details

APN / Parcel Number

Primary APN	`0061-041A-0044`
Alternative APNs	`136420` `99198` `66376`

Interior

Units	4 Units
Stories	2 Stories
Building Area	3,728 sqft Living Area

Exterior

Year Built	Built 2012
Exterior Material	Brick Veneer

Location & Zoning

Account Number	66376
Street Address	208 PROVINCIAL WAY
City	BEREA
State	KY
Zip	40403-7013
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	BRYANTS CROSSING LOT 44
Legal Subdivision	BRYANTS CROSSING
Legal Lot Number	44
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	2
Census Block	2001
Census Tract	11401

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 506, BEREA, KY 40403-0506
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2020 · Amount on Record
Deed Sale	Sep 11, 2020 · Amount on Record
Deed Document Number	2014020080
Deed Book / Page	D00794 / 70
Record Updated	Jun 8, 2026

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Sep 11, 2020
Property Address	208 PROVINCIAL WAY, BEREA, KY 40403-7013
Document Number	0D00794/70
Book / Page	D00794 / 70
Map Reference	CAB P25 SL 375
Instrument Date	Sep 9, 2020
Instrument	2014020080
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	428 KINGS CROSS DR, 428, BEREA, KY 40403-9560

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 506, BEREA, KY 40403-0506

Mortgage

Document Number	2014020081
Date	Sep 11, 2020
Instrument	2014020081

Lender

Name	CITIZENS GUARANTY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 9, 2045

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,640.00 (-2.8%) Additional exemption filed	$280,000 (-)	$280,000 (-)
2023	$2,716.00	$280,000	$280,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 67% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Windstream DSL · Fiber in parts of the area	100 / 20