Rankin County property record for 208 Penny Ln, Brandon, MS 39042
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,858 sqft · built 2006 |
| Lot Size | 0.245 acres (10,692 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $399,000 (Aug 2024) |
| Tax Bill | $3,515 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Mar 2023 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | I09N000001 00850 |
| Primary APN | I09N000001 00850 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,858 sqft Adjusted Area |
| 1st Floor Area | 2,102 sqft |
| 2nd Floor Area | 300 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 10,692 sqft (0.245 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 68093 |
|---|---|
| Street Address | 208 PENNY LN |
| City | BRANDON |
| State | MS |
| Zip | 39042-7558 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 85 AMBIANCE PHASE 1 |
| Legal Range | 03E |
| Legal Township | 05N |
| Legal Section | 04 |
| Legal Subdivision | AMBIANCE |
| Legal Phase | 1 |
| Legal Lot Number | 85 |
| Jurisdiction | RANKIN MS |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 20103 |
208 Penny Ln is owned and occupied by two individuals who bought it in August 2024.
Source: Rankin County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 208 PENNY LN, BRANDON, MS 39042-7558 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 12, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CADENCE BANK |
| Mar 7, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HSNG AND URBAN DEVELOPMENT |
| Nov 19, 2019 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2024 · Amount on File |
| Deed Sale | Aug 12, 2024 · Amount on File |
| Prior Sale | Nov 19, 2019 · Amount on File |
| Deed Book / Page | 2024 / 17110 |
| Prior Transfer Date | Nov 26, 2007 |
| Prior Transfer Doc | 0000027009 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RANKIN MS |
| Property Address | 208 PENNY LN, BRANDON, MS 39042-7558 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000103331 |
|---|---|
| Date | Dec 12, 2025 |
| Book Page | 3025/103331 |
| Name | CADENCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Dec 26, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RANKIN MS |
| Property Address | 208 PENNY LN, BRANDON, MS 39042-7558 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000015215 |
|---|---|
| Date | Mar 7, 2023 |
| Book Page | 3023/15215 |
| Name | SECRETARY OF HSNG AND URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 321 Months |
| Due | Dec 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RANKIN MS |
| Recording Date | Nov 19, 2019 |
| Property Address | 208 PENNY LN, BRANDON, MS 39042-7558 |
| Document Number | 0000025502 |
| Instrument | 25502 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 208 Penny Ln was $3,515, up % from the year before.
Source: Rankin County assessment roll, as of March 2, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| Municipality | Brandon City |
| County | Rankin County |
| Unified School District | Rankin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,515.00 (+0.03%) | $26,556 | |
| 2024 | $3,514.00 | $265,560 Land $35,000 Building $230,560 | |
| 2023 | $23,813 | ||
| 2021 | $238,130 Land $35,000 Building $203,130 | ||
| 2019 | $1,815.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 208 Penny Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 208 Penny Ln is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 79% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANGFORD WATER ASSOCIATION public/private · serves 4,013 people · EPA ID MS0610012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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