208 Overbrook Trl, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 208 Overbrook Trl, Beech Mountain, NC 28604

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,652 sqft · built 1969
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Oct 2023)
Tax Bill	$1,232 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1950-25-9328-000`

Property Details

APN / Parcel Number

Primary APN	`1950-25-9328-000`
Alternative APNs	`1571720` `1859542`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,652 sqft Living Area
1st Floor Area	700 sqft
Attic	Attic
Attic Area	864 sqft
Basement Area	1,080 sqft
Finished Basement	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Patio Area	804 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	1859542
Street Address	208 OVERBROOK TRL
City	BEECH MOUNTAIN
State	NC
Zip	28604-8145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BMR2
Legal Description	CHARTER HILLS C 108
Legal Subdivision	CHARTER HILLS
Jurisdiction	WATAUGA NC
Township / Civil Division	LAUREL CREEK
Census Block Group	1
Census Block	1026
Census Tract	921000

Owner

Source: Watauga County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	406 SELWOOD PL, CARY, NC 27519-7137
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2023 · Amount on Record
Deed Sale	Oct 18, 2023 · Amount on Record
Deed Document Number	2023735470
Deed Book / Page	2356 / 353
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Oct 18, 2023
Property Address	208 OVERBROOK TRL, BEECH MOUNTAIN, NC 28604-8145
Document Number	0023560353
Book / Page	2356 / 353
Map Reference	MB 4 PG 212
Instrument Date	Oct 17, 2023
Instrument	735470
Transaction Type	Transfer
Record Updated	Nov 3, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2021 SACRAMENTO, WESTON, FL 33326-2347

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 SEWOOD PL, CARY, NC 27519-7137

Mortgage

Document Number	0023560357
Date	Oct 18, 2023
Book Page	2356/357
Instrument	735471

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.82%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2028
Change Frequency	5 Years
Min Rate At Change	4.82%
Max Rate At Change	8.82%
Index	5-Year TN
Margin	2
Max Rate	12.8%

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Beech Mountain Town
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,232.00	$295,400 (+0.1%) Land $27,400 Building $268,000
2024			$295,100 Land $27,400 Building $267,700
2023		$295,100 Land $27,400 Building $267,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2011–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Feb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BEECH MOUNTAIN serves 2,468 people · EPA ID NC0195104
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20