Carteret County property record for 208 Ocean Dr, Emerald Isle, NC 28594
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 8 bd · 4.5 ba · 7,753 sqft · built 1988 |
| Lot Size | 0.244 acres (10,629 sqft) |
| Owner | Company Name on File |
| Tax Bill | $6,141 (2025) |
| Deeds & Mortgages | Nov 2022 Construction Loan Jul 2021 Transfer + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 6324.11.76.1094000 |
| Primary APN | 6324.11.76.1094000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 7,753 sqft Total Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Foundation Type | Pile |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,629 sqft (0.244 acres) |
| Lot Dimensions | 142 ft deep x 75 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 160 sqft |
| Deck Area | 17 sqft |
| Patio Area | 56 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 53444 |
|---|---|
| Street Address | 208 OCEAN DR |
| City | EMERALD ISLE |
| State | NC |
| Zip | 28594 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | L71 73 B1 EMERALD ISLE |
| Legal Subdivision | EMERALD ISLE BY THE SEA |
| Legal Block | 76 |
| Legal Lot Number | 71,73 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 970903 |
208 Ocean Dr, a residential property, is owned by a company that acquired it in June 2021.
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 2230, ANGIER, NC 27501-2230 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Nov 3, 2022 | Deed of Trust, Mortgage · Construction Mortgage PROVIDENCE BANK |
| Jul 28, 2021 | Correction Deed |
| Dec 21, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST BK |
| Sep 22, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 11, 2021 |
| Transfer Doc | 0017320101 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 208 OCEAN DR, EMERALD ISLE, NC 28594 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0017840047 |
|---|---|
| Date | Nov 3, 2022 |
| Book Page | 1784/47 |
| Instrument | 1784047 |
| Name | PROVIDENCE BANK |
|---|---|
| Type | Bank |
| Address | AURORA, NC 27806 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Jul 28, 2021 |
| Property Address | 208 OCEAN DR, EMERALD ISLE, NC 28594 |
| Document Number | 0017320101 |
| Book / Page | 1732 / 101 |
| Map Reference | MB 3 PG 55 |
| Instrument Date | Jun 11, 2021 |
| Instrument | 1732101 |
| Record Updated | Nov 24, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 111 COMMONWEALTH CT STE 101, 101, CARY, NC 27511-4447 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 2230, ANGIER, NC 27501-2230 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 208 OCEAN DR, EMERALD ISLE, NC 28594 |
| Document Number | 0017010261 |
| Instrument Date | Dec 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2021 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 15 RAWLS RD ANGIER NC 275016033, ANGIER, NC 27501-6033 |
| Document Number | 0017010261 |
|---|---|
| Date | Dec 21, 2020 |
| Book Page | 001701/000261 |
| Name | FIRST BK |
|---|---|
| Type | Bank |
| Address | CARY BR 315 N ACADEMY ST, CARY, NC 27513 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Sep 22, 2020 |
| Property Address | 208 OCEAN DR, EMERALD ISLE, NC 28594 |
| Document Number | 0016880240 |
| Book / Page | 001688 / 000240 |
| Instrument Date | Dec 19, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 2230 ANGIER NC 275012230, ANGIER, NC 27501-2230 |
The 2025 property tax bill for 208 Ocean Dr was $6,141.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Emerald Isle Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,628,442 (-) Land $608,400 Building $1,020,042 | $1,628,442 (-) Land $608,400 Building $1,020,042 | |
| 2025 | $6,141.00 | $1,628,442 Land $608,400 Building $1,020,042 | $1,628,442 Land $608,400 Building $1,020,042 |
| 2023 | $618,120 Land $294,840 Building $323,280 | $618,120 Land $294,840 Building $323,280 | |
| 2022 | $3,542.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 208 Ocean Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 760 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 965 units insured incl. 205 condo units |
| Nearby Flood Claims | 1,172 (1982–2024) |
| Claims Outside the SFHA | 778 of 1,172 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 208 Ocean Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures