208 Oaklands Dr, Talking Rock, GA 30175 Property Records

Pickens County property record for 208 Oaklands Dr, Talking Rock, GA 30175

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,131 sqft · built 1998
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Aug 2019)
Tax Bill	$4,527 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`021-037-037`

Property Details

APN / Parcel Number

Primary APN	`021-037-037`
Alternative APN	`14047`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,131 sqft Heated Area
Attic	Attic
Attic Area	250 sqft
Basement Area	1,441 sqft
Finished Basement	1,441 sqft
Unfinished Basement	1,921 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Terrain	Rolling
Garage Area	518 sqft

Exterior Amenities

Porch	Slab
Porch Area	330 sqft
Deck Area	319 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	14047
Street Address	208 OAKLANDS DR
City	TALKING ROCK
State	GA
Zip	30175-3998
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	DIST12 LL229,230 LT36 OAKLANDS 5.00AC
Legal Subdivision	OAKLANDS
Legal Lot Number	36
Jurisdiction	PICKENS GA
Township / Civil Division	TALKING ROCK
Census Block Group	4
Census Block	4017
Census Tract	50300

Owner

Source: Pickens County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	208 OAKLANDS DR, TALKING ROCK, GA 30175-3998
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2020	Deed of Trust, Mortgage · Conventional with PMI CREDIT UNION/GA
Aug 19, 2019	Grant Deed, Transfer · Conventional with PMI SWBC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2019 · Amount on Record
Deed Sale	Aug 16, 2019 · Amount on Record
Prior Sale	May 16, 2012
Deed Document Number	20191475
Deed Book / Page	1189 / 339
Prior Transfer Date	Oct 10, 2002
Prior Transfer Doc	0480000058
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS GA
Property Address	208 OAKLANDS DR, TALKING ROCK, GA 30175-3998
Document Number	0012350802
Instrument Date	Sep 9, 2020
Transaction Type	Mortgage
Record Updated	Oct 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 OAKLANDS DR TALKING ROCK GA 301753998, TALKING ROCK, GA 30175-3998

Mortgage

Document Number	0012350802
Date	Sep 16, 2020
Book Page	001235/000802

Lender

Name	CREDIT UNION/GA
Type	Credit Union
Address	WOODSTOCK, GA 30189

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2050

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PICKENS GA
Recording Date	Aug 19, 2019
Property Address	208 OAKLANDS DR, TALKING ROCK, GA 30175-3998
Document Number	0011890339
Book / Page	001189 / 000339
Instrument Date	Aug 16, 2019
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	208 OAKLANDS DR TALKING ROCK GA 301753998, TALKING ROCK, GA 30175-3998

Mortgage

Document Number	11890342
Date	Aug 19, 2019
Book Page	001189/000342

Lender

Name	SWBC MTG
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2049

Tax Assessment & Valuation

Source: Pickens County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$343,042 (+34.54%) Land $26,000 Building $317,042	$857,606 (+34.54%) Land $65,000 Building $792,606
2025	$4,527.00 (-10.96%) Homeowner's exemption	$254,980 (-) Land $26,000 Building $228,980	$637,449 (-) Land $65,000 Building $572,449
2023	$5,084.00 (+29.93%) Homeowner's exemption	$254,980 (+32.5%) Land $26,000 Building $228,980	$637,449 (+32.5%) Land $65,000 Building $572,449
2022	$3,913.00 Homeowner's exemption	$192,444 Land $26,000 Building $166,444	$481,111 Land $65,000 Building $416,111

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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