208 Oak Forest Dr, Bluffton, IN 46714 Property Records

Wells County property record for 208 Oak Forest Dr, Bluffton, IN 46714

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,361 sqft · built 1999
Lot Size	0.467 acres (20,343 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,584 (2025)
Deeds & Mortgages	Jun 2026 Transfer Oct 2017 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`90-05-22-500-043.000-011`

Property Details

APN / Parcel Number

Primary APN	`90-05-22-500-043.000-011`
Alternative APNs	`00001582493` `0120373243`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,361 sqft Living Area
1st Floor Area	2,361 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	20,343 sqft (0.467 acres)
Lot Dimensions	214 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	724 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001582493
Street Address	208 OAK FOREST DR
City	BLUFFTON
State	IN
Zip	46714-9279
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHWOOD FARM COMMUNITY SEC II LOT 43
Legal Subdivision	NORTHWOOD FARM COMMUNITY
Legal Lot Number	43
Jurisdiction	WELLS IN
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2016
Census Tract	40400

Owner

208 Oak Forest Dr is owned and occupied by two individuals who acquired it in June 2026.

Source: Wells County records, as of June 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	208 OAK FOREST DR, BLUFFTON, IN 46714-9279
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Oct 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK BERNIE
Apr 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE CO INC
Aug 26, 2011	Deed of Trust, Mortgage · Line of Credit MARKLEBANK
Jul 25, 2011	Deed of Trust, Mortgage · Conventional Mortgage MARKLEBANK
May 7, 2008	Deed of Trust, Mortgage · Line of Credit MARKLEBANK
Jun 25, 2025	Warranty Deed, Transfer METROPLITAN TITLE, METROPOLITAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2025
Deed Sale	Jun 25, 2025
Deed Document Number	20251985
Last Transfer Date	Jun 2, 2026
Transfer Doc	0000001967
Record Updated	Sep 20, 2026

June 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WELLS IN
Recording Date	Jun 2, 2026
Property Address	208 OAK FOREST DR, BLUFFTON, IN 46714-9279
Document Number	0000001967
Instrument Date	Jun 2, 2026
Instrument	20261967
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2831 N 450 E, CRAIGVILLE, IN 46731-9707

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	208 OAK FOREST DR, BLUFFTON, IN 46714-9279
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020171561
Date	Oct 19, 2017
Instrument	20171561

Lender

Name	FIRST BANK BERNIE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2037

Interest

Rate Type	Fixed Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	208 OAK FOREST DR, BLUFFTON, IN 46714-9279
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020201404
Date	Apr 13, 2020
Instrument	20201404

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2035

Interest

Rate Type	Fixed Rate

August 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	208 OAK FOREST DR, BLUFFTON, IN 46714-9279
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000134/807
Date	Aug 26, 2011
Book Page	134/807

Lender

Name	MARKLEBANK
Type	Non-Lending Institution
Address	MARKLE, IN 46770

Agreement

Type	Line of Credit
Amount	Amount on Record

July 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	208 OAK FOREST DR, BLUFFTON, IN 46714-9279
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000134/691
Date	Jul 25, 2011
Book Page	134/691

Lender

Name	MARKLEBANK
Address	MARKLE, IN 46770

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2041

May 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	208 OAK FOREST DR, BLUFFTON, IN 46714-9279
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000130/143
Date	May 7, 2008
Book Page	130/143

Lender

Name	MARKLEBANK
Type	Non-Lending Institution
Address	MARKLE, IN 46770

Agreement

Type	Line of Credit
Amount	Amount on Record

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Jun 25, 2025
Property Address	208 OAK FOREST DR, BLUFFTON, IN 46714-9279
Document Number	0020251985
Map Reference	PB 4 PG 54
Instrument Date	Jun 23, 2025
Instrument	20251985
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 OAK FOREST DR, BLUFFTON, IN 46714-9279

Tax Assessment & Valuation

The 2025 property tax bill for 208 Oak Forest Dr was $3,584 with a homeowner's exemption, up 3.8% from the year before.

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bluffton City
County	Wells County
County Subdivision	Lancaster Township
Unified School District	Northern Wells Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,584.00 (+3.82%) Homeowner's exemption	$389,000 Land $41,700 Building $347,300	$389,000 Land $41,700 Building $347,300
2024	$3,452.00
2023		$264,400 (+18.88%) Land $43,500 Building $220,900	$264,400 (+18.88%) Land $43,500 Building $220,900
2022	$1,661.00	$222,400 Land $45,000 Building $177,400	$222,400 Land $45,000 Building $177,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 208 Oak Forest Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 208 Oak Forest Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON UTILITIES WATER DEPT serves 10,298 people · EPA ID IN5290001
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Craigville Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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