208 North St, Petal, MS 39465 Property Records

Forrest County property record for 208 North St, Petal, MS 39465

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,468 sqft · built 2017
Lot Size	0.237 acres (10,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,134 (Apr 2026)
Tax Bill	$2,008 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Nov 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-022O-36-019.01`

Property Details

APN / Parcel Number

Primary APN	`3-022O-36-019.01`
Alternative APNs	`177D-2170-003-180.00` `46902`

Interior

Full Baths	3 Baths
Building Area	1,468 sqft Living Area
1st Floor Area	1,468 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Shingles
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,340 sqft (0.237 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	46902
Street Address	208 NORTH ST
City	PETAL
State	MS
Zip	39465-3042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BLK 3 P W CLARK S/D B337 P482 11/70 PREV #P62230209
Legal Range	13W
Legal Township	05N
Legal Section	36
Legal Subdivision	CLARK P W
Legal Block	3
Legal Lot Number	10
Jurisdiction	FORREST MS
Township / Civil Division	3
Census Block Group	2
Census Block	2029
Census Tract	10300

Owner

Source: Forrest County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	208 NORTH ST, PETAL, MS 39465-3042
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC
Nov 9, 2017	Deed of Trust, Mortgage MAGNOLIA STATE BANK
Mar 24, 2020	Deed of Trust, Mortgage FIRST SOUTHERN BANK
Apr 15, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2026 · Amount on Record
Deed Sale	Apr 28, 2026 · Amount on Record
Prior Sale	Apr 15, 2021
Deed Document Number	2026889200
Deed Book / Page	1499 / 217
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORREST MS
Recording Date	Apr 28, 2026
Property Address	208 NORTH ST, PETAL, MS 39465-3042
Document Number	0000889200
Book / Page	1499 / 217
Instrument Date	Apr 22, 2026
Instrument	2026.889200
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	208 NORTH ST, PETAL, MS 39465-3042
Investor	Possibly a Property Investor

Mortgage

Document Number	0000889200,
Date	Apr 28, 2026
Book Page	2632/413
Instrument	2026.889200

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	208 NORTH ST, PETAL, MS 39465-3042
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00002150/1
Date	Nov 9, 2017
Book Page	2150/1
Instrument	768121

Lender

Name	MAGNOLIA STATE BANK
Type	Bank
Address	HATTIESBURG, MS 39402

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Nov 15, 2022

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	208 NORTH ST, PETAL, MS 39465-3042
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002275/88
Date	Mar 24, 2020
Book Page	2275/88
Instrument	802953

Lender

Name	FIRST SOUTHERN BANK
Type	Bank
Address	HATTIESBURG, MS 39404

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORREST MS
Recording Date	Apr 15, 2021
Property Address	208 NORTH ST, PETAL, MS 39465-3042
Document Number	001364/594
Book / Page	1364 / 594
Instrument Date	Apr 12, 2021
Instrument	819992
Transaction Type	Transfer
Record Updated	Aug 4, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	208 NORTH ST, PETAL, MS 39465-3042

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 NORTH ST, PETAL, MS 39465-3042

Tax Assessment & Valuation

Source: Forrest County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Forrest County
Municipality	Petal City
Unified School District	Petal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,008.00 (+24.57%) Homeowner's exemption	$13,073 (-88.52%)	$130,730 (+14.77%) Land $12,620 Building $118,110
2023	$1,612.00 Homeowner's exemption	$113,910 (+566.65%)	$113,910 (-) Land $12,620 Building $101,290
2022		$17,087	$113,910 Land $12,620 Building $101,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	24 (1979–2018)
Claims Outside the SFHA	6 of 24
Most Recent Claim	Dec 2018 · Severe Storms, Flooding, And Tornado
Claims by Event	Severe Storms, Flooding, And Tornado, Dec 2018 · 4 claims Hurricane Katrina, Aug 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 45% of Mississippi
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETAL serves 9,509 people · EPA ID MS0180011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: defastlink, T-Mobile.

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