Sonoma County property record for 208 N Main St, Cloverdale, CA 95425
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 760 sqft · built 1934 |
| Lot Size | 0.183 acres (7,950 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,696 (2025) |
| Deeds & Mortgages | Mar 2022 Reverse Mortgage Mar 2022 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-182-010-000 |
| Primary APN | 001-182-010-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 760 sqft Living Area |
| 1st Floor Area | 760 sqft |
| Year Built | Built 1934 |
|---|---|
| Effective Year Built | Effective 1934 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 7,950 sqft (0.183 acres) |
| Garage Type | Carport |
| Garage Area | 240 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|
| Old Parcel Number | 001-182-010 |
|---|---|
| Street Address | 208 N MAIN ST |
| City | CLOVERDALE |
| State | CA |
| Zip | 95425-3334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITYCL |
| Legal Subdivision | CLOVERDALE |
| Legal Block | 4 |
| Legal Lot Number | 27 |
| Jurisdiction | SONOMA CA |
| Township / Civil Division | CLOVERDALE-GEYSERVILLE |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 154201 |
Source: Sonoma County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 208 N MAIN ST, CLOVERDALE, CA 95425-3334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2022 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Mar 29, 2022 | Intrafamily Transfer, Transfer · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 15, 2022 |
| Transfer Doc | 0000022344 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 208 N MAIN ST, CLOVERDALE, CA 95425-3334 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Title Company | F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 208 N MAIN ST, CLOVERDALE, CA 95425-3334 |
| Document Number | 0000022346 |
|---|---|
| Date | Mar 29, 2022 |
| Instrument | 2022022346 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.65% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 7.65% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SONOMA CA |
| Recording Date | Mar 29, 2022 |
| Property Address | 208 N MAIN ST, CLOVERDALE, CA 95425-3334 |
| Document Number | 0000022344 |
| Map Reference | MB 29 PG 14 |
| Instrument Date | Mar 15, 2022 |
| Instrument | 2022022344 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Title Company | FNC TITLE SERVICES LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 208 N MAIN ST, CLOVERDALE, CA 95425-3334 |
| Document Number | 0000022345 |
|---|---|
| Date | Mar 29, 2022 |
| Instrument | 2022022345 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.65% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 7.65% |
Source: Sonoma County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sonoma County |
| Municipality | Cloverdale City |
| Unified School District | Cloverdale Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $118,058 (+2%) Land $47,539 Building $70,519 | |
| 2025 | $1,696.00 (+1.01%) | $115,744 (+4.04%) Land $46,607 Building $69,137 |
| 2023 | $1,679.00 (+1.7%) | $111,252 Land $44,799 Building $66,453 |
| 2022 | $1,651.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 8 (1979–2019) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Feb 2019 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CLOVERDALE private · serves 8,710 people · EPA ID CA4910002 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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