208 N Commerce St, Seneca, IL 61360 Property Records

LaSalle County property record for 208 N Commerce St, Seneca, IL 61360

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,490 sqft · built 1907
Lot Size	0.23 acres (10,058 sqft)
Owner	Individual Name on File
Tax Bill	$2,838 (2025)
Deeds & Mortgages	Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-24-312-008`

Property Details

APN / Parcel Number

Primary APN	`24-24-312-008`
Alternative APN	`20-24-353-008`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,490 sqft Total Area

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Lot Area	10,058 sqft (0.23 acres)

Location & Zoning

Street Address	208 N COMMERCE ST
City	SENECA
State	IL
Zip	61360-9454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNDERHILLS ADD, S55' LT 8 & N10' LT 9 BLK 1 SEC 24-33-5
Legal Range	05
Legal Township	33
Legal Section	24
Legal Subdivision	UNDERHILLS ADD
Legal Block	1
Legal Lot Number	8-9
Jurisdiction	LASALLE IL
Township / Civil Division	MANLIUS
Census Block Group	3
Census Block	3013
Census Tract	962400

Owner

Source: LaSalle County records · APN 24-24-312-008

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	208 N COMMERCE ST, SENECA, IL 61360-9454
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Oct 16, 2008
Transfer Doc	200823934
Record Updated	Sep 20, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	208 N COMMERCE ST, SENECA, IL 61360-9454
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201801352
Date	Feb 02, 2018
Instrument	201801352

Lender

Name	CARRINGTON MORTGAGE SVCS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Feb 01, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: LaSalle County records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Manlius Township
Municipality	Seneca Village
Elementary School District	Seneca Community Consolidated School District 170 (PK - 08)
Secondary School District	Seneca Township High School District 160 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,838.00 (+19.8%)	$50,309 (+20.15%) Land $6,727 Building $43,582	$150,927 (+20.15%) Land $20,181 Building $130,746
2024	$2,369.00	$41,872 (-0.21%) Land $5,599 Building $36,273	$125,616 (-0.21%) Land $16,797 Building $108,819
2023		$41,960 (+22.16%) Land $5,611 Building $36,349	$125,880 (+22.16%) Land $16,833 Building $109,047
2022		$34,348 Land $4,871 Building $29,477	$103,044 Land $14,613 Building $88,431

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 29, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1992–2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jul 2021 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Kraus Electronics Systems Cable	2,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Benton Ridge Telephone Company.

Based on FCC filings for 197 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SENECA serves 2,353 people
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.