208 N Cedar Ave, Owatonna, MN 55060 Property Records

Steele County property record for 208 N Cedar Ave, Owatonna, MN 55060

Property Summary

Property Type	Commercial
Details	10,560 sqft · built 1880
Lot Size	0.045 acres (1,960 sqft)
Owner	Company Name on Record
Last Sale	$400,000 (May 2018)
Tax Bill	$32,942 (2026)
Deeds & Mortgages	Aug 2021 Mortgage May 2018 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-100-0901`

Property Details

APN / Parcel Number

Primary APN	`17-100-0901`

Interior

Building Area	10,560 sqft Building Perimeter
1st Floor Area	5,280 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Lot Area	1,960 sqft (0.045 acres)

Location & Zoning

Street Address	208 N CEDAR AVE
City	OWATONNA
State	MN
Zip	55060-2306
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	S44' LOT 1 EX E24' AND SUBLOT 1 OF LOT 2 BLK 9 ORIGINAL TOWN
Legal Section	TW
Legal Subdivision	ORIGINAL TOWN
Legal Block	9
Legal Lot Number	1-2
Jurisdiction	STEELE MN
Township / Civil Division	OWATONNA
Census Block Group	1
Census Block	1026
Census Tract	960400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Owatonna Commercial Historic District listed 2015 · 75 contributing resources · NRIS 14001237

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Steele County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7596 NW 4TH ST, OWATONNA, MN 55060
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Deed of Trust, Mortgage · Commercial Mortgage UNITED PRAIRE BANK
May 8, 2018	Deed of Trust, Mortgage · Construction Mortgage WELLS FARGO BANK
May 2, 2018	Deed, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2018 · Amount on Record
Deed Sale	May 2, 2018 · Amount on Record
Prior Sale	May 7, 2012
Deed Document Number	2018418014
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEELE MN
Property Address	208 N CEDAR AVE, OWATONNA, MN 55060-2306
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000438211
Date	Aug 26, 2021
Instrument	A000438211

Lender

Name	UNITED PRAIRE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 25, 2041

Interest

Rate Type	Fixed Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEELE MN
Property Address	208 N CEDAR AVE, OWATONNA, MN 55060-2306
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000418104
Date	May 8, 2018
Instrument	A000418104

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	312 Months
Due	May 4, 2044

Interest

Rate Type	Fixed Rate

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	STEELE MN
Recording Date	May 2, 2018
Property Address	208 N CEDAR AVE, OWATONNA, MN 55060-2306
Document Number	A000418014
Instrument Date	Apr 19, 2018
Instrument	A000418014
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$1,320.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7596 NW 40TH ST, OWATONNA, MN 55060-5624

Tax Assessment & Valuation

Source: Steele County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Steele County
Municipality	Owatonna City
Unified School District	Owatonna Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$32,942.00 (+5.39%)	$1,051,100 (+2.5%) Land $124,700 Building $926,400	$1,051,100 (+2.5%) Land $124,700 Building $926,400
2025		$1,025,500 (+8.47%) Land $119,100 Building $906,400	$1,025,500 (+8.47%) Land $119,100 Building $906,400
2023	$31,256.00	$945,400 Land $119,100 Building $826,300	$945,400 Land $119,100 Building $826,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	12 (2004–2016)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Owatonna serves 26,430 people · EPA ID MN1740007
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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