208 Moray Ct, Franklin, TN 37064 Property Records

Williamson County property record for 208 Moray Ct, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,102 sqft · built 2019
Lot Size	0.122 acres (5,316 sqft)
Owner	Individual Name on File
Last Sale	$950,000 (Mar 2022)
Tax Bill	$3,617 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`094089K G 03700`

Property Details

APN / Parcel Number

Primary APN	`094089K G 03700`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,102 sqft Living Area

Exterior

Year Built	Built 2019
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	5,316 sqft
Lot Dimensions	139 ft deep x 38 ft wide
Garage Type	Attached
Garage Area	454 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	208 MORAY CT
City	FRANKLIN
State	TN
Zip	37064-1847
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD LOCKWOOD GLEN SEC8 PB 67 PG 104 LOT 0275
Legal Subdivision	LOCKWOOD GLEN
Legal Lot Number	275
Jurisdiction	WILLIAMSON TN
Township / Civil Division	12
Census Block Group	4
Census Block	4024
Census Tract	51002

Owner

208 Moray Ct is owned and occupied by an individual who bought it in March 2022.

Source: Williamson County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	208 MORAY CT, FRANKLIN, TN 37064-1847
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Mar 29, 2022	Warranty Deed, Transfer · Conventional Mortgage LEGACY HOME LOANS LLC
Sep 26, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage MORTGAGE INVTRS
Apr 1, 2019	Loan Modification, Mortgage ATTORNEY ONLY
Apr 2, 2018	Warranty Deed, Transfer SOUTHLAND TITLE AND ESCROW COMPANY IN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2022 · Amount on File
Deed Sale	Mar 29, 2022 · Amount on File
Prior Sale	Sep 26, 2019 · Amount on File
Deed Document Number	22014300
Deed Book / Page	8951 / 995
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	208 MORAY CT, FRANKLIN, TN 37064-1847
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0087060297
Date	Aug 31, 2021
Book Page	8706/297
Instrument	21052414

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Mar 29, 2022
Property Address	208 MORAY CT, FRANKLIN, TN 37064-1847
Document Number	0089510995
Book / Page	8951 / 995
Map Reference	MB 67 PG 104
Instrument Date	Mar 28, 2022
Instrument	22014300
Transaction Type	Transfer
Record Updated	Nov 4, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,515.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 MORAY CT, FRANKLIN, TN 37064-1847

Mortgage

Document Number	0022014301
Date	Mar 29, 2022
Instrument	22014301

Lender

Name	LEGACY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

September 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Sep 26, 2019
Property Address	208 MORAY CT, FRANKLIN, TN 37064-1847
Document Number	0077550828
Book / Page	007755 / 000828
Instrument Date	Sep 26, 2019
Instrument	39618
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,183.98
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	208 MORAY CT FRANKLIN TN 370641847, FRANKLIN, TN 37064-1847

Mortgage

Document Number	77550831
Date	Sep 26, 2019
Book Page	007755/000831
Instrument	39619

Lender

Name	MORTGAGE INVTRS
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2049

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WILLIAMSON TN
Property Address	208 MORAY CT, FRANKLIN, TN 37064-1847
Document Number	0075940134
Instrument Date	Apr 1, 2019
Transaction Type	Mortgage
Record Updated	Apr 11, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	208 MORAY CT FRANKLIN TN 370641847, FRANKLIN, TN 37064-1847

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Apr 2, 2018
Property Address	208 MORAY CT, FRANKLIN, TN 37064-1847
Document Number	0073280333
Book / Page	007328 / 000333
Instrument Date	Mar 28, 2018
Instrument	11714
Transaction Type	Transfer
Record Updated	Oct 18, 2018
Title Company	SOUTHLAND TITLE AND ESCROW COMPANY IN

Transaction

Amount	Amount on Record
Tax	$3,391.87
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	205 POWELL PL BRENTWOOD TN 370277522, BRENTWOOD, TN 37027-7522
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 208 Moray Ct was $3,617, down 46.1% from the year before.

Source: Williamson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,617.00 (-46.13%)	$230,925 Land $51,250 Building $179,675	$923,700 Land $205,000 Building $718,700
2024	$6,714.00 (+1%)
2023	$3,357.00	$155,675 (-) Land $28,750 Building $126,925	$622,700 (-) Land $115,000 Building $507,700
2022	$3,357.00	$155,675 Land $28,750 Building $126,925	$622,700 Land $115,000 Building $507,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 208 Moray Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	43 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 208 Moray Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILCROFTON UTILITY DISTRICT serves 38,032 people · EPA ID TN0000247
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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