208 Mill St, Lone Oak, TX 75453 Property Records

Hunt County property record for 208 Mill St, Lone Oak, TX 75453

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,194 sqft · built 1985
Lot Size0.27 acres (11,761 sqft)
OwnerIndividual Name on File
Last Sale$213,216 (Jul 2026)
Tax Bill$2,424 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Jul 2026 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN4395-1060-007A-51

Property Details

APN / Parcel Number

Primary APN4395-1060-007A-51
Alternative APNs
  • R73935
  • 73935

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,194 sqft Living Area
1st Floor Area1,194 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialBrick
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area11,761 sqft (0.27 acres)
Lot Dimensions124 ft deep x 94 ft wide
Garage TypeCarport
Garage Area400 sqft
CarportCarport
Carport Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area154 sqft
Shed1 Shed
Shed Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address208 MILL ST
CityLONE OAK
StateTX
Zip75453-4090
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS4395 ORIG TOWN OF LONE OAK BLK 106 LOT 7A ACRES .27
Legal SubdivisionORIG TOWN OF LONE OAK
Legal Block106
Legal Lot Number7A
JurisdictionHUNT TX
Township / Civil DivisionLONE OAK
Census Block Group2
Census Block2090
Census Tract960700

Owner

208 Mill St is owned and occupied by an individual who bought it in July 2026.

Source: Hunt County records, as of August 24, 2026

Owner of RecordIndividual Name on File
Mailing Address208 MILL ST, LONE OAK, TX 75453-4090
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2026Deed, Transfer · FHA Mortgage
GUILD MORTGAGE COMPANY
Jul 1, 2026Deed, Transfer · FHA Mortgage
GUILD MORTGAGE COMPANY
Apr 17, 2023Vendor's Lien, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
May 14, 2021Vendor's Lien, Transfer
SFMC LP
Aug 20, 2019Deed of Trust, Mortgage
SUPREME LNDG
Mar 4, 2019Vendor's Lien, Transfer
ALLIANCE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2026 · Amount on File
Deed SaleJul 1, 2026 · Amount on File
Prior SaleApr 17, 2023 · Amount on File
Deed Document Number202612207
Prior Transfer DateMay 10, 2021
Prior Transfer Doc0000010133
Record UpdatedOct 29, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionHUNT TX
Recording DateJul 1, 2026
Property Address208 MILL ST, LONE OAK, TX 75453-4090
Document Number0000012207
Instrument DateJun 30, 2026
Instrument202612207
Transaction TypeTransfer
Record UpdatedAug 11, 2026
Title CompanyLAND TITLE, MARIN LAND TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyEstimated Sale Price
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address208 MILL ST, LONE OAK, TX 75453-4090
InvestorPossibly a Property Investor

Mortgage

Document Number0000012208,
DateJul 1, 2026
Instrument202612208
Lender
NameGUILD MORTGAGE COMPANY
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate6.51%
Max Rate-1%

Mortgage

Document Number0000012209,
DateJul 1, 2026
Instrument202612209
Lender
NameGUILD MORTGAGE COMPANY
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term10 Months
DueJul 1, 2036
Interest
Rate6.51%
Max Rate-1%

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionHUNT TX
Recording DateJul 1, 2026
Property Address208 MILL ST, LONE OAK, TX 75453-4090
Document Number0000012207
Instrument DateJun 30, 2026
Instrument202612207
Transaction TypeTransfer
Record UpdatedOct 23, 2026
Title CompanyLAND TITLE, MARIN LAND TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address208 MILL ST, LONE OAK, TX 75453-4090
InvestorPossibly a Property Investor

Mortgage

Document Number0000012208,
DateJul 1, 2026
Instrument202612208
Lender
NameGUILD MORTGAGE COMPANY
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Max Rate-1%

Mortgage

Document Number0000012209,
DateJul 1, 2026
Instrument202612209
Lender
NameGUILD MORTGAGE COMPANY
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueJul 1, 2036
Interest
Max Rate-1%

April 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHUNT TX
Recording DateApr 17, 2023
Property Address208 MILL ST, LONE OAK, TX 75453-4090
Document Number0000006869
Instrument DateApr 11, 2023
Instrument2023-06869
Transaction TypeTransfer
Record UpdatedMay 2, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address208 MILL ST, LONE OAK, TX 75453-4090

Mortgage

Document Number0000006870
DateApr 17, 2023
Instrument2023-06870
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2053

May 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHUNT TX
Recording DateMay 14, 2021
Property Address208 MILL ST, LONE OAK, TX 75453-4090
Document Number0000010133
Instrument DateMay 10, 2021
Instrument2021-10133
Transaction TypeTransfer
Record UpdatedMay 27, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7801 ALMA DR STE 105, 7801, PLANO, TX 75025-3483

Transferred To (Grantee/Buyer)

NameVerified Name
Address208 MILL ST, LONE OAK, TX 75453-4090

Mortgage

Document Number0000010134
DateMay 14, 2021
Instrument2021-10134
Lender
NameSFMC LP
TypeMortgage Company
Special NotesSeller Financed
Agreement
AmountAmount on Record
Term361 Months
DueJun 1, 2051

Mortgage

Document Number0000010134
DateMay 14, 2021
Instrument2021-10134
Lender
NameSFMC LP
TypeMortgage Company
AddressMCKINNEY, TX 75070
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUNT TX
Property Address208 MILL ST, LONE OAK, TX 75453-4090
Document Number0000012160
Instrument DateAug 20, 2019
Transaction TypeMortgage
Record UpdatedSep 2, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address205 OLD HIGHWAY 34 QUINLAN TX 754748672, QUINLAN, TX 75474-8672

Mortgage

Document Number0000012160
DateAug 23, 2019
Instrument12160
Lender
NameSUPREME LNDG
AddressDALLAS, TX 75254
Agreement
AmountAmount on Record
Term360 Months
DueAug 22, 2049

March 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHUNT TX
Recording DateMar 4, 2019
Property Address208 MILL ST, LONE OAK, TX 75453-4090
Document Number0000002862
Instrument DateFeb 28, 2019
Instrument2019-02862
Transaction TypeTransfer
Record UpdatedAug 27, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address4824 WESTCREEK LN, SACHSE, TX 75048-4300

Mortgage

Document Number0000002863
DateMar 4, 2019
Instrument2019-02863
Lender
NameALLIANCE BANK
TypeBank
Special NotesSeller Financed
Agreement
AmountAmount on Record
Term360 Months
DueMar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 208 Mill St was $2,424 with a homeowner's exemption, down 9.7% from the year before.

Source: Hunt County assessment roll, as of September 10, 2025

Property Jurisdictions

TypeName
StateTexas
CountyHunt County
MunicipalityLone Oak City
Unified School DistrictLone Oak Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,424.00 (-9.72%) Homeowner's exemption$195,580 Land $26,200 Building $169,380$195,580 Land $26,200 Building $169,380
2024$2,685.00
2023$190,930 Land $21,270 Building $169,660$190,930 Land $21,270 Building $169,660
2022$2,811.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 208 Mill St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 208 Mill St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LONE OAK
serves 867 people · EPA ID TX1160006
Water SourcePurchased surface water from CASH SUD
Last State InspectionMay 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cumby Telephone Cooperative
Fiber
1,000 / 200
Peoples Communications
Fixed Wireless · Fiber in parts of the area
500 / 60
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink, Spectrum.

Nearby Properties on Mill St

Nearby Streets

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