208 Middle St, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 208 Middle St, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 960 sqft · built 1920
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on File
Last Sale	$2,050,000 (Oct 2022)
Tax Bill	$16,496 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Oct 2022 Sale & Line of Credit
Flood Zone	Zone AE (high risk)
APN	`532-09-00-028`

Property Details

APN / Parcel Number

Primary APN	`532-09-00-028`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Half Baths	2 Half Baths
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	1,920 sqft
1st Floor Area	960 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Bungalow
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	177 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	208 MIDDLE ST
City	MOUNT PLEASANT
State	SC
Zip	29464-5061
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAPPLATB S14 MAPPLATP 0164 SUBDIVISIONNAME HILLARDVILLE LOT 13
Legal Subdivision	HILLIARDSVILLE
Legal Lot Number	13
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1026
Census Tract	4701

Owner

208 Middle St is owned by two individuals who bought it in October 2022.

Source: Charleston County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1326 WAYNE ST, MOUNT PLEASANT, SC 29464-4423
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2023	Deed of Trust, Mortgage · Line of Credit FIRST CAPITAL BANK
Oct 17, 2022	Deed, Transfer · Line of Credit FIRST CAPITAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2022 · Amount on File
Deed Sale	Oct 17, 2022 · Amount on File
Deed Book / Page	1143 / 749
Prior Transfer Date	Oct 16, 2003
Prior Transfer Doc	H473/0196
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	208 MIDDLE ST, MOUNT PLEASANT, SC 29464-5061
Transaction Type	Mortgage
Record Updated	Oct 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1326 WAYNE ST, MT PLEASANT, SC 29464-4423
Investor	Possibly a Property Investor

Mortgage

Document Number	0011990669
Date	Aug 24, 2023
Book Page	1199/669

Lender

Name	FIRST CAPITAL BANK
Type	Bank
Address	CHARLESTON, SC 29401

Agreement

Type	Line of Credit
Amount	Amount on Record

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Oct 17, 2022
Property Address	208 MIDDLE ST, MOUNT PLEASANT, SC 29464-5061
Document Number	0011430749
Book / Page	1143 / 749
Map Reference	MB G PG 30-A
Instrument Date	Oct 12, 2022
Transaction Type	Transfer
Record Updated	Jan 24, 2023
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,330.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1326 WAYNE ST, MT PLEASANT, SC 29464-4423
Investor	Possibly a Property Investor

Mortgage

Document Number	0001143752
Date	Oct 17, 2022
Instrument	1143/752

Lender

Name	FIRST CAPITAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	25 Months
Due	Nov 1, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 208 Middle St was $16,496, down 42.7% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,496.00 (-42.71%)	$4,624,200 (+5,828.46%) Land $1,995,000 Building $2,629,200	$4,624,200 Land $1,995,000 Building $2,629,200
2024	$28,796.00	$78,000
2022	$10,802.00	$46,900	$900,000 Land $875,000 Building $25,000
2020			$1,950,000 Land $1,950,000 Building $100,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 208 Middle St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 101 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	101 in force
Nearby Flood Claims	120 (1979–2017)
Claims Outside the SFHA	21 of 120
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Hugo, Sep 1989 · 88 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 208 Middle St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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