208 Middle St, Hadley, MA 01035 Property Records

Hampshire County and Hadley Town property record for 208 Middle St, Hadley, MA 01035

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,148 sqft · built 1949
Lot Size	0.567 acres (24,692 sqft)
Owner	Individual Name on Record
Last Sale	$219,000 (Oct 2011)
Tax Bill	$3,831 (2026)
Deeds & Mortgages	Apr 2018 Mortgage Dec 2020 Mortgage
APN	`HADL M:0004B B:0029 L:0000`

Property Details

APN / Parcel Number

Primary APN	`HADL M:0004B B:0029 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,148 sqft Living Area
Gross Area	2,773 sqft
Basement Area	1,148 sqft
Unfinished Basement	1,148 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,692 sqft (0.567 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	208 MIDDLE ST
City	HADLEY
State	MA
Zip	01035-9717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LB
Legal Block	29
Jurisdiction	HADLEY MA
Township / Civil Division	HADLEY
Census Block Group	1
Census Block	1007
Census Tract	821400

Owner

Source: Hampshire County and Hadley Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	208 MIDDLE ST, HADLEY, MA 01035-9717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2018	Deed of Trust, Mortgage PEOPLESBANK (HOLYOKE)
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLESBANK (HOLYOKE MA)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2011 · Amount on Record
Deed Sale	Oct 13, 2011 · Amount on Record
Deed Document Number	20112
Deed Book / Page	10684 / 275
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HADLEY MA
Property Address	208 MIDDLE ST, HADLEY, MA 01035-9717
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12915-22
Date	Apr 2, 2018
Book Page	12915/22
Instrument	5772

Lender

Name	PEOPLESBANK (HOLYOKE)

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2028

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HADLEY MA
Property Address	208 MIDDLE ST, HADLEY, MA 01035-9717
Document Number	13911-220
Instrument Date	Dec 18, 2020
Transaction Type	Mortgage
Record Updated	Jan 12, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 MIDDLE ST HADLEY MA 010359717, HADLEY, MA 01035-9717

Mortgage

Document Number	13911-220
Date	Dec 23, 2020
Book Page	013911/000220
Instrument	27900

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 22, 2035

Tax Assessment & Valuation

Source: Hampshire County and Hadley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Hadley Town
Unified School District	Hadley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,831.00 (+3.6%)	$334,300 (+5.13%) Land $134,600 Building $199,700	$383,012 (-6.41%)
2025	$3,698.00 (+5%)	$318,000 (+2.85%) Land $122,200 Building $195,800	$409,260 (+38.52%)
2024	$3,522.00 (+3.92%)	$309,200 (+5.28%) Land $122,200 Building $187,000	$295,450
2023	$3,389.00	$293,700 Land $122,200 Building $171,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 54 policies
Nearby Flood Policies	54 in force
Nearby Flood Claims	20 (1984–2023)
Claims Outside the SFHA	2 of 20
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Tropical Storm Irene, Aug 2011 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HADLEY DPW WATER DIVISION serves 4,819 people · EPA ID MA1117002
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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