208 Merchant St, Abilene, TX 79603 Property Records

Taylor County property record for 208 Merchant St, Abilene, TX 79603

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,485 sqft · built 1903
Lot Size	0.64 acres (27,860 sqft)
Owner	2 Individual Names on File
Last Sale	$163,200 (Mar 2025)
Tax Bill	$4,187 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Nov 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`85100001100`

Property Details

APN / Parcel Number

Primary APN	`85100001100`
Alternative APN	`56432`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,485 sqft Living Area
Gross Area	3,851 sqft
1st Floor Area	2,741 sqft
2nd Floor Area	744 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Exterior Material	Stone
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	27,860 sqft (0.64 acres)
Lot Dimensions	140 ft deep x 199 ft wide
Garage Type	Detached
Garage Area	400 sqft
Porch	Slab
Porch Area	752 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	208 MERCHANT ST
City	ABILENE
State	TX
Zip	79603-7424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OT ABILENE BLK 206 THOMAS, BLOCK 1-4, LOT 1-3 & S49 LT 4
Legal Subdivision	OT ABILENE BLK 206 THOMAS
Legal Block	1-4
Legal Lot Number	1-3,4
Jurisdiction	TAYLOR TX
Township / Civil Division	ABILENE
Census Block Group	2
Census Block	2010
Census Tract	11200

Owner

208 Merchant St is owned and occupied by two individuals who bought it in March 2025.

Source: Taylor County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5410 JIM HALL RD, JACKSONVILLE, AR 72076-4253
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2024	Vendor's Lien, Transfer · Conventional Mortgage PNC BANK NA
Nov 28, 2022	Vendor's Lien, Transfer · Conventional Mortgage PRIMELENDING
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK NA
Dec 12, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 18, 2018	Vendor's Lien, Transfer · Conventional Mortgage FIRST FINANCIAL BANK NA
Oct 1, 2017	Loan Modification, Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2025 · Amount on File
Deed Sale	Mar 28, 2025 · Amount on File
Prior Sale	Feb 28, 2024 · Amount on File
Deed Document Number	20255250
Prior Transfer Date	Dec 12, 2019
Prior Transfer Doc	0000020533
Record Updated	Oct 29, 2026

February 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TAYLOR TX
Recording Date	Feb 28, 2024
Property Address	208 MERCHANT ST, ABILENE, TX 79603-7424
Document Number	0000003183
Map Reference	VOL 1 PG 35
Instrument Date	Feb 27, 2024
Instrument	2024-00003183
Transaction Type	Transfer
Record Updated	Mar 15, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6704 GLENDALE ST, METAIRIE, LA 70003-3015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 MERCHANT ST, ABILENE, TX 79603-7424

Mortgage

Document Number	0000003184
Date	Feb 28, 2024
Instrument	2024-00003184

Lender

Name	PNC BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

November 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TAYLOR TX
Recording Date	Nov 28, 2022
Property Address	208 MERCHANT ST, ABILENE, TX 79603-7466
Document Number	0000023801
Map Reference	VOL 1 PG 35
Instrument Date	Nov 28, 2022
Instrument	2022-00023801
Transaction Type	Transfer
Record Updated	Dec 9, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 MERCHANT ST, ABILENE, TX 79603-7466

Mortgage

Document Number	0000023802
Date	Nov 28, 2022
Instrument	2022-00023802

Lender

Name	PRIMELENDING
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAYLOR TX
Property Address	208 MERCHANT ST, ABILENE, TX 79603-7466
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023788
Date	Oct 21, 2021
Instrument	2021-00023788

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Address	ABILENE, TX 79606

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TAYLOR TX
Recording Date	Dec 12, 2019
Property Address	208 MERCHANT ST, ABILENE, TX 79603-7466
Document Number	0000020533
Instrument Date	Dec 12, 2019
Instrument	20533
Transaction Type	Transfer
Record Updated	Apr 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	10037 RUFFNER AVE NORTH HILLS CA 913431021, NORTH HILLS, CA 91343-1021

July 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TAYLOR TX
Recording Date	Jul 18, 2018
Property Address	208 MERCHANT ST, ABILENE, TX 79603-7466
Document Number	0000012170
Map Reference	VOL1 PG35
Instrument Date	Jul 16, 2018
Instrument	2018-00012170
Transaction Type	Transfer
Record Updated	Oct 31, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2258, ABILENE, TX 79604-2258

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 MERCHANT ST, ABILENE, TX 79603-7466

Mortgage

Document Number	0000012171
Date	Jul 18, 2018
Instrument	2018-00012171

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	TAYLOR TX
Property Address	208 MERCHANT ST, ABILENE, TX 79603-7466
Document Number	0000020015
Instrument Date	Oct 1, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	208 MERCHANT ST ABILENE TX 796037424, ABILENE, TX 79603-7424

Mortgage

Document Number	0000020015
Date	Dec 7, 2017
Instrument	20015

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203

Agreement

Amount	Amount on Record
Term	180 Months
Due	Dec 6, 2032

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 208 Merchant St was $4,187 with a homeowner's exemption, down 14.6% from the year before.

Source: Taylor County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Abilene City
County	Taylor County
Unified School District	Abilene Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$254,904 (-9.24%) Land $33,850 Building $221,054	$254,904 (-9.24%) Land $33,850 Building $221,054
2025	$4,187.00 (-14.59%)	$280,866 (-0.91%) Land $33,850 Building $247,016	$280,866 (-0.91%) Land $33,850 Building $247,016
2024	$4,902.00 (-16.33%) Homeowner's exemption Additional exemption filed	$283,445 (+4.42%) Land $8,776 Building $274,669	$283,445 (+4.42%) Land $8,776 Building $274,669
2023	$5,859.00 (+79.56%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$271,452 Land $8,776 Building $262,676	$271,452 Land $8,776 Building $262,676
2022	$3,263.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 208 Merchant St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 208 Merchant St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ABILENE serves 130,501 people · EPA ID TX2210001
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	1,000 / 1,000
Optimum Cable · Fiber in parts of the area	940 / 35
Nextlink Fixed Wireless	500 / 100

May also be available: AT&T, T-Mobile, Verizon.

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