Gaston County property record for 208 McGregor Rd, Gastonia, NC 28056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,488 sqft · built 1979 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $290,000 (Apr 2026) |
| Tax Bill | $2,752 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Feb 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15057 09429 |
| Primary APN | 15057 09429 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,488 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 17,424 sqft (0.4 acres) |
| Pool Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 208 MCGREGOR RD |
|---|---|
| City | GASTONIA |
| State | NC |
| Zip | 28056-9370 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | MACGREGOR DOWNES BLK B L 6 15 057 094 29 000 |
| Legal Subdivision | MACGREGOR DOWNES |
| Legal Block | B |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 32509 |
Source: Gaston County records, as of May 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 208 MCGREGOR RD, GASTONIA, NC 28056-9370 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Nov 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOVERNMENT FCU |
| Feb 11, 2026 | Deed of Trust, Mortgage PROBATE ADVANCE LLC |
| Apr 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2026 · Amount on Record |
| Deed Sale | Apr 30, 2026 · Amount on Record |
| Prior Sale | Apr 26, 1996 |
| Deed Document Number | 2026 |
| Deed Book / Page | 5637 / 838 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 208 MCGREGOR RD, GASTONIA, NC 28056-9370 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 208 MCGREGOR RD, GASTONIA, NC 28056-9370 |
| Document Number | 0053771879 |
|---|---|
| Date | Nov 15, 2022 |
| Book Page | 5377/1879 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Dec 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.7% |
| Index | 5-Year TN |
| Max Rate | 10.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 208 MCGREGOR RD, GASTONIA, NC 28056-9370 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 208 MCGREGOR RD, GASTONIA, NC 28056-9370 |
| Document Number | 0056180455 |
|---|---|
| Date | Feb 11, 2026 |
| Book Page | 5618/455 |
| Name | PROBATE ADVANCE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | 800 WESTCHESTER AVE STE N403, RYE BROOK, NY 10573 |
| Amount | Amount Recorded |
|---|---|
| Term | 9 Months |
| Due | Nov 4, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Apr 30, 2026 |
| Property Address | 208 MCGREGOR RD, GASTONIA, NC 28056-9370 |
| Document Number | 5637000838 |
| Book / Page | 5637 / 838 |
| Instrument Date | Apr 30, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2026 |
| Title Company | SIESTA TITLE LLC, VISTA TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $58,580.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 208 MCGREGOR RD, GASTONIA, NC 28056-9370 |
| Investor | Possibly a Property Investor |
| Document Number | 5637000841, |
|---|---|
| Date | Apr 30, 2026 |
| Book Page | 5637/841 |
| Name | AMERICAN SECURITY MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | May 1, 2066 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Gaston County assessment roll, as of August 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Gastonia City |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,752.00 (-1.01%) | $257,460 (-) Land $25,000 Building $232,460 | |
| 2023 | $2,780.00 | $257,460 Land $25,000 Building $232,460 | |
| 2021 | $165,040 Land $25,000 Building $140,040 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TWO RIVERS UTILITIES serves 96,714 people · EPA ID NC0136010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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