Henderson County property record for 208 McDowell Rd, Mills River, NC 28759 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Conventional |
| Year Built | Built 2019 |
| Square Footage | 1,778 sqft Heated Area |
| Lot Size | 65,340 sqft (1.5 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $1,789.00 (2025) |
| Primary APN | 9632071495 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Building Area | 1,778 sqft Heated Area |
| 1st Floor | 1,140 sqft 1st Floor |
| Stories | 1 Stories |
| Utility Room | Utility Room |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick Exterior |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 65,340 sqft (1.5 acres) |
| Total Buildings | 2 Total Buildings |
| Deck Area | 234 sqft Deck |
| Porch Area | 60 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 9972042 |
|---|---|
| Street Address | 208 MCDOWELL RD |
| City | MILLS RIVER |
| State | NC |
| Zip | 28759-2628 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ON MCDOWELL RD |
| Legal Subdivision | TOWN OF MILLS RIVER |
| Legal Block | 7 |
| Legal Lot Number | 1495 |
| Jurisdiction | HENDERSON NC |
| Minor Civil Division | MILLS RIVER |
| Census Blockgroup | 3 |
| Census Block | 3020 |
| Census Tract | 930701 |
Source: Henderson County records · APN 9632071495
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 208 MCDOWELL RD, MILLS RIVER, NC 28759-2628 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 19, 2022 | Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK |
| Jul 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BK |
| Mar 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ENTEGRA BK |
| Feb 01, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jan 31, 2017 |
| Transfer Doc | 0030120110 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 208 MCDOWELL RD, MILLS RIVER, NC 28759-2628 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 208 MCDOWELL RD, MILLS RIVER, NC 28759-2628 |
| Document Number | 0039640289 |
|---|---|
| Date | Sep 19, 2022 |
| Book Page | 3964/289 |
| Instrument | 986751 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 208 MCDOWELL RD, MILLS RIVER, NC 28759-2628 |
| Document Number | 0035270620 |
| Instrument Date | Jul 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 208 MCDOWELL RD MILLS RIVER NC 287592628, MILLS RIVER, NC 28759-2628 |
| Document Number | 0035270620 |
|---|---|
| Date | Jul 20, 2020 |
| Book Page | 003527/000620 |
| Instrument | 929298 |
| Name | HOMETRUST BK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802-0010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 19, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 208 MCDOWELL RD, MILLS RIVER, NC 28759-2628 |
| Document Number | 0033140376 |
| Instrument Date | Mar 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 208 MCDOWELL RD MILLS RIVER NC 287592628, MILLS RIVER, NC 28759-2628 |
| Document Number | 0033140376 |
|---|---|
| Date | Mar 27, 2019 |
| Book Page | 003314/000376 |
| Instrument | 900600 |
| Name | ENTEGRA BK |
|---|---|
| Address | FRANKLIN, NC 28734 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 26, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Feb 01, 2017 |
| Property Address | 208 MCDOWELL RD, MILLS RIVER, NC 28759-2628 |
| Document Number | 0030120110 |
| Book / Page | 003012 / 000110 |
| Instrument Date | Jan 31, 2017 |
| Instrument | 857120 |
| Transaction Type | Transfer |
| Record Updated | May 05, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 924 SHEPHERD ST HENDERSONVILLE NC 287926430, HENDERSONVILLE, NC 28792-6430 |
Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Municipality | Mills River Town |
| Unified School District | Henderson County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $415,100 (-) Land $70,000 Building $345,100 | ||
| 2025 | $1,789.00 | $415,100 (-) Land $70,000 Building $345,100 | |
| 2023 | $415,100 Land $70,000 Building $345,100 | $415,100 Land $70,000 Building $345,100 |
Source: FEMA National Flood Hazard Layer, Henderson County (37089C), updated October 12, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 45% of the US · above 65% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,299 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures