208 Maple St, Manchester, KY 40962 Property Records

Clay County property record for 208 Maple St, Manchester, KY 40962

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,272 sqft · built 1928
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on Record
Last Sale	$81,900 (Aug 2021)
Tax Bill	$977 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`082-20-00-032.00`

Property Details

APN / Parcel Number

Primary APN	`082-20-00-032.00`
Alternative APNs	`122836` `8570`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,272 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1928
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,860 sqft (0.41 acres)
Porch	Porch
Porch Area	50 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Space Heater

Location & Zoning

Account Number	8570
Street Address	208 MAPLE ST
City	MANCHESTER
State	KY
Zip	40962-1316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.410 ACRES & HOUSE
Jurisdiction	CLAY KY
Township / Civil Division	MANCHESTER
Census Block Group	2
Census Block	2012
Census Tract	950301

Owner

Source: Clay County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	208 MAPLE ST, MANCHESTER, KY 40962-1316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2021 · Amount on Record
Deed Sale	Aug 31, 2021 · Amount on Record
Deed Document Number	0000335720
Deed Book / Page	335 / 720
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY KY
Recording Date	Aug 31, 2021
Property Address	208 MAPLE ST, MANCHESTER, KY 40962-1316
Document Number	335/720
Book / Page	335 / 720
Instrument Date	Aug 16, 2021
Instrument	314102
Transaction Type	Transfer
Record Updated	Sep 13, 2021
Title Company	IMAG TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1225, RICHMOND, KY 40476-1225

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	208 MAPLE ST, MANCHESTER, KY 40962-1316

Mortgage

Document Number	314103
Date	Aug 31, 2021
Instrument	314103

Lender

Name	FIRST OPTION MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Clay County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Clay County
Municipality	Manchester City
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$977.00	$81,900 (-)	$81,900 (-)
2023	$977.00	$81,900	$81,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 74% of Kentucky
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER WATER WORKS serves 11,349 people · EPA ID KY0260737
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Peoples Rural Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20