208 Main St, Sterling, CO 80751 Property Records

Logan County property record for 208 Main St, Sterling, CO 80751

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	3,000 sqft · built 1911
Lot Size	0.103 acres (4,487 sqft)
Owner	Individual Name on Record
Last Sale	$62,500 (Jan 2017)
Tax Bill	$1,960 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Jan 2017 Sale & Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`38052532104009`

Property Details

APN / Parcel Number

Primary APN	`38052532104009`
Alternative APN	`5951100`

Interior

Stories	1 Story
Building Area	3,000 sqft Heated Area
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Exterior Material	Wood
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	4,487 sqft (0.103 acres)
Lot Dimensions	180 ft deep x 25 ft wide

Location & Zoning

Old Parcel Number	5951100
Street Address	208 MAIN ST
City	STERLING
State	CO
Zip	80751-4346
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	LOT 12 BLK 12 ORIGINAL STERLING
Legal Range	52W
Legal Township	08N
Legal Section	32
Legal Subdivision	STERLING ORIGINAL
Legal Block	12
Legal Lot Number	12
Jurisdiction	LOGAN CO
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2070
Census Tract	966200

Owner

Source: Logan County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	208 MAIN ST, STERLING, CO 80751-4346
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2025	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Jan 23, 2017	Warranty Deed, Transfer · Line of Credit BANK OF THE WEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2017 · Amount on Record
Deed Sale	Jan 23, 2017 · Amount on Record
Deed Document Number	2017732326
Deed Book / Page	1020 / 499
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	208 MAIN ST, STERLING, CO 80751-4346
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 MAIN ST, STERLING, CO 80751-4346

Mortgage

Document Number	0000776391
Date	Aug 6, 2025
Book Page	1064/597
Instrument	776391

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Jan 23, 2017
Property Address	208 MAIN ST, STERLING, CO 80751-4346
Document Number	0000732326
Book / Page	001020 / 000499
Instrument Date	Jan 20, 2017
Instrument	732326
Transaction Type	Transfer
Record Updated	Feb 24, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$6.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17390 COUNTY ROAD 39 STERLING CO 807519345, STERLING, CO 80751-9345

Mortgage

Document Number	732327
Date	Jan 23, 2017
Book Page	001020/000500
Instrument	732327

Lender

Name	BANK OF THE WEST
Type	Bank
Address	STERLING, CO 80751

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	732328,
Date	Jan 23, 2017
Book Page	001020/000501
Instrument	732328

Lender

Name	BANK OF THE WEST
Type	Bank
Address	STERLING, CO 80751

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Logan County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Logan County
Municipality	Sterling City
Unified School District	Valley School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,960.00 (+92.72%)	$24,714 (-66.76%)	$91,534 (+23.1%) Land $24,750 Building $66,784
2023	$1,017.00 (-41.08%)	$74,360 (+244.74%) Land $22,500 Building $51,860	$74,360 (-) Land $22,500 Building $51,860
2022	$1,726.00	$21,570 Land $6,530 Building $15,040	$74,360 Land $22,500 Building $51,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1982–2015)
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Heavy Rain, Flash Floods, Flooding, Mudslides, Jul 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING serves 15,100 people · EPA ID CO0138045
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kentec Communications Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
ElektraFi Fixed Wireless	400 / 80
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Vistabeam.

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