208 Main St S, Chatfield, MN 55923 Property Records

Fillmore County property record for 208 Main St S, Chatfield, MN 55923

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	4 bd · 2 ba · 1,650 sqft · built 1904
Lot Size	0.064 acres (2,816 sqft)
Owner	2 Individual Names on Record
Last Sale	$45,000 (Mar 2018)
Tax Bill	$1,132 (2026)
Deeds & Mortgages	Apr 2018 Mortgage Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26.0164.000`

Property Details

APN / Parcel Number

Primary APN	`26.0164.000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,650 sqft Total Area

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1940
Exterior Material	Stone
Roof Type	Flat
Roof Material	Rolled Roofing
Lot Area	2,816 sqft (0.064 acres)
Lot Dimensions	128 ft deep x 22 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	208 MAIN ST S
City	CHATFIELD
State	MN
Zip	55923-1225
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	CHATFIELDS ORIGINAL PLAT LOT-007 BLOCK-010 NW22 1/2' OF SE35' LOT 7 BLK10
Legal Subdivision	CHATFIELDS ORIGINAL PLAT
Legal Block	10
Legal Lot Number	7
Jurisdiction	FILLMORE MN
Township / Civil Division	CHATFIELD
Census Block Group	2
Census Block	2031
Census Tract	960200

Owner

Source: Fillmore County records, as of August 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	423 RIVER ST SW, CHATFIELD, MN 55923-1349
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2018	Deed of Trust, Mortgage CHATFIELD CITY OF
Aug 22, 2018	Deed of Trust, Mortgage CHATFIELD CITY OF
Mar 8, 2018	Personal Representative Deed, Transfer ROOT RIVER STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2018 · Amount on Record
Deed Sale	Mar 8, 2018 · Amount on Record
Deed Document Number	2018416506
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	208 MAIN ST S, CHATFIELD, MN 55923-1225
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000000416972
Date	Apr 13, 2018
Instrument	000000416972

Lender

Name	CHATFIELD CITY OF

Agreement

Amount	Amount Recorded

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	208 MAIN ST S, CHATFIELD, MN 55923-1225
Transaction Type	Mortgage
Record Updated	Sep 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000000418594
Date	Aug 22, 2018
Instrument	000000418594

Lender

Name	CHATFIELD CITY OF

Agreement

Amount	Amount Recorded

March 2018: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	FILLMORE MN
Recording Date	Mar 8, 2018
Property Address	208 MAIN ST S, CHATFIELD, MN 55923-1225
Document Number	000000416506
Instrument Date	Feb 23, 2018
Instrument	000000416506
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 RIVER ST SW, CHATFIELD, MN 55923-1349

Mortgage

Document Number	000000416507
Date	Mar 8, 2018
Instrument	000000416507

Lender

Name	ROOT RIVER STATE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	58 Months
Due	Jan 1, 2023

Tax Assessment & Valuation

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Fillmore County
Municipality	Chatfield City
Unified School District	Chatfield Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,132.00 (-27.62%)	$68,600 (+8.89%) Land $7,100 Building $61,500	$68,600 (+8.89%) Land $7,100 Building $61,500
2025		$63,000 (-0.16%) Land $7,100 Building $55,900	$63,000 (-0.16%) Land $7,100 Building $55,900
2023		$63,100 Land $7,100 Building $56,000	$63,100 Land $7,100 Building $56,000
2020	$1,564.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–2001)
Most Recent Claim	Jul 2001 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Chatfield serves 3,005 people · EPA ID MN1230002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hiawatha Broadband Communications Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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