208 Main St, Betterton, MD 21610 Property Records

Kent County property record for 208 Main St, Betterton, MD 21610

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,554 sqft · built 1996
Lot Size	0.403 acres (17,575 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Jul 2019)
Tax Bill	$3,516 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-018989`

Property Details

APN / Parcel Number

Primary APN	`03-018989`
Alternative APNs	`3018989` `018989`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,554 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	17,575 sqft (0.403 acres)
Lot Dimensions	185 ft deep x 95 ft wide
Garage Type	Basement
Garage Area	120 sqft
Deck Area	294 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	018989
Street Address	208 MAIN ST
City	BETTERTON
State	MD
Zip	21610-9722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 95X185 208 MAIN ST BETTERTON
Legal Subdivision	ELIZABETH J LEWIS
Legal Lot Number	208
Jurisdiction	KENT MD
Township / Civil Division	3, WORTON (BETTERTON)
Census Block Group	2
Census Block	2026
Census Tract	950200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Betterton Historic District listed 1984 · 157 contributing resources · NRIS 84001805

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

208 Main St is owned and occupied by two individuals who bought it in July 2019.

Source: Kent County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	208 MAIN ST, BETTERTON, MD 21610-9722
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Jul 22, 2019	Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2019 · Amount on File
Deed Sale	Jul 22, 2019 · Amount on File
Prior Sale	Dec 12, 2014 · Amount on File
Deed Book / Page	1009 / 167
Prior Transfer Date	Nov 6, 2012
Prior Transfer Doc	0007360022
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MD
Property Address	208 MAIN ST, BETTERTON, MD 21610-9722
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	LIBERTY TITLE ESCROW/MD LLC, LIBERTY T&E OF MD LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011900119
Date	Sep 24, 2021
Book Page	1190/119

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	336 Months
Due	Sep 1, 2049

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT MD
Recording Date	Jul 22, 2019
Property Address	208 MAIN ST, BETTERTON, MD 21610-9722
Document Number	0010090167
Book / Page	1009 / 167
Instrument Date	Jun 29, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	LIBERTY T&E OF MD LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	208 MAIN ST, BETTERTON, MD 21610-9722

Mortgage

Document Number	0001009175
Date	Jul 22, 2019
Instrument	1009/175

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 208 Main St was $3,516 with a homeowner's exemption, up 0.9% from the year before.

Source: Kent County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Kent County
Municipality	Betterton Town
Unified School District	Kent County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,516.00 (+0.95%) Homeowner's exemption	$242,133 (+0.64%)	$245,200 (+1.91%) Land $98,800 Building $146,400
2025	$3,483.00 Homeowner's exemption	$240,600 Land $98,800 Building $141,800	$240,600 Land $98,800 Building $141,800
2023	$2,985.00 Homeowner's exemption	$218,200	$240,600 Land $98,800 Building $141,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 208 Main St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2003–2011)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 208 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BETTERTON serves 481 people · EPA ID MD0140001
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Mar 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
RiverNet Fixed Wireless	1,200 / 1,000
IQ Fiber Fiber	1,000 / 1,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Talkie Communications.

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