208 Lois Cir, Moncks Corner, SC 29461 Property Records

Berkeley County property record for 208 Lois Cir, Moncks Corner, SC 29461

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,696 sqft · built 1985
Lot Size	0.522 acres (22,774 sqft)
Owner	2 Individual Names on Record
Last Sale	$238,000 (Feb 2019)
Tax Bill	$1,191 (2025)
Deeds & Mortgages	Feb 2019 Sale & Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`122-03-01-008`

Property Details

APN / Parcel Number

Primary APN	`122-03-01-008`
Alternative APN	`122-00-03-042`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,696 sqft Finished Area
Gross Area	2,491 sqft
1st Floor Area	1,696 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,774 sqft (0.522 acres)
Garage Area	621 sqft

Exterior Amenities

Porch	Slab
Porch Area	174 sqft
Deck Area	630 sqft
Patio Area	630 sqft

Location & Zoning

Street Address	208 LOIS CIR
City	MONCKS CORNER
State	SC
Zip	29461-4207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	ASSESSMENT DISTRICT: 350LAKE MOULTRIE ESTATES
Legal Subdivision	LAKE MOULTRIE ESTATES
Legal Lot Number	21
Jurisdiction	BERKELEY SC
Township / Civil Division	MONCKS CORNER
Census Block Group	3
Census Block	3019
Census Tract	20503

Owner

Source: Berkeley County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	208 LOIS CIR, MONCKS CORNER, SC 29461-4207
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2019	Warranty Deed, Transfer · FHA Mortgage TD BANK NA
May 1, 2018	Warranty Deed, Transfer · Conventional Mortgage ONETRUST HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2019 · Amount on Record
Deed Sale	Feb 11, 2019 · Amount on Record
Prior Sale	May 1, 2018 · Amount on Record
Deed Document Number	20194456
Deed Book / Page	2948 / 425
Record Updated	Sep 20, 2026

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERKELEY SC
Recording Date	Feb 11, 2019
Property Address	208 LOIS CIR, MONCKS CORNER, SC 29461-4207
Document Number	02948/0425
Book / Page	2948 / 0425
Map Reference	CAB F PG 273
Instrument Date	Jan 30, 2019
Instrument	2019004456
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	SIMPLIFILE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$880.60
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	208 LOIS CIR, MONCKS CORNER, SC 29461-4207

Mortgage

Document Number	2019004457
Date	Feb 11, 2019
Instrument	2019004457

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERKELEY SC
Recording Date	May 1, 2018
Property Address	208 LOIS CIR, MONCKS CORNER, SC 29461-4207
Document Number	2733/0940
Book / Page	002733 / 000940
Instrument Date	Apr 30, 2018
Instrument	14262
Transaction Type	Transfer
Record Updated	May 9, 2018
Title Company	COOPERATIVE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	208 LOIS CIR MONCKS CORNER SC 294614207, MONCKS CORNER, SC 29461-4207

Mortgage

Document Number	2733/0946
Date	May 1, 2018
Book Page	002733/000946
Instrument	14263

Lender

Name	ONETRUST HM LOANS
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2048

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$265,535 (+2,399.86%) Land $47,369 Building $218,166	$392,400 (-) Land $70,000 Building $322,400
2025	$1,191.00 (+4.38%)	$10,622 (-) Land $1,895 Building $8,727	$392,400 (-) Land $70,000 Building $322,400
2024	$1,141.00 (-0.26%) Homeowner's exemption	$10,622 (+15.01%) Land $1,895 Building $8,727	$392,400 (+69.94%) Land $70,000 Building $322,400
2022	$1,144.00 Homeowner's exemption	$9,236 Land $1,200 Building $8,036	$230,900 Land $30,000 Building $200,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2015 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 90% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONCKS CORNER serves 8,956 people · EPA ID SC0810001
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Sep 2025
Also Mapped Here	BCWSA SANGAREE W/D (0820002)
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Cable	2,000 / 500

Cell Coverage

5G (outdoors only) and 4G LTE

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