208 Live Oak Ln, Largo, FL 33770 Property Records

Pinellas County property record for 208 Live Oak Ln, Largo, FL 33770

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,707 sqft · built 1956
Lot Size	0.287 acres (12,480 sqft)
Owner	Individual Name on Record
Last Sale	$1,650,000 (Aug 2025)
Tax Bill	$10,183 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-747-7761-6`

Property Details

APN / Parcel Number

Primary APN	`C62-000-747-7761-6`
Alternative APNs	`32-29-15-35676-013-0050` `291532356760130050` `152932356760130050` `R354340`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	3,707 sqft Living Area
Gross Area	4,359 sqft
1st Floor Area	3,187 sqft
Upper Floors Area	520 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1993
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	12,480 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	273 sqft
Patio Area	1,185 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R354340
Street Address	208 LIVE OAK LN
City	LARGO
State	FL
Zip	33770-4010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	HARBOR BLUFFS SEC 2 UNIT A BLK M, LOT 5
Legal Range	15E
Legal Township	29S
Legal Section	32
Legal Subdivision	HARBOR BLUFFS SEC 2 UNIT A
Legal Tract	35676
Legal Block	M
Legal Lot Number	5
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1018
Census Tract	25210

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	208 LIVE OAK LN, LARGO, FL 33770-4010
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2023	Deed of Trust, Mortgage · Line of Credit WHITNEY BANK
Mar 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Apr 10, 2020	Deed of Trust, Mortgage · Line of Credit HANCOCK WHITNEY BK
Dec 11, 2019	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2025 · Amount on Record
Deed Sale	Aug 14, 2025 · Amount on Record
Prior Sale	Dec 11, 2019 · Amount on Record
Deed Document Number	2025235202
Deed Book / Page	23264 / 630
Prior Transfer Date	Sep 30, 2016
Prior Transfer Doc	0193701078
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	208 LIVE OAK LN, LARGO, FL 33770-4010
Transaction Type	Mortgage
Record Updated	Apr 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 LIVE OAK LN, LARGO, FL 33770-4010

Mortgage

Document Number	0224100861
Date	Apr 17, 2023
Book Page	22410/861
Instrument	2023099193

Lender

Name	WHITNEY BANK
Type	Bank
Address	GULFPORT, MS 39501

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	208 LIVE OAK LN, LARGO, FL 33770-4010
Transaction Type	Mortgage
Record Updated	Mar 29, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 LIVE OAK LN, LARGO, FL 33770-4010

Mortgage

Document Number	0219660335
Date	Mar 8, 2022
Book Page	21966/335
Instrument	2022073136

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	208 LIVE OAK LN, LARGO, FL 33770-4010
Document Number	0209772442
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	208 LIVE OAK LN LARGO FL 337704010, LARGO, FL 33770-4010

Mortgage

Document Number	0209772442
Date	Apr 24, 2020
Book Page	020977/002442
Instrument	133682

Lender

Name	HANCOCK WHITNEY BK
Address	CLEARWATER, FL 33761

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 23, 2045

Interest

Rate Type	Adjustable Rate

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Dec 11, 2019
Property Address	208 LIVE OAK LN, LARGO, FL 33770-4010
Document Number	0208032378
Book / Page	020803 / 002378
Instrument Date	Dec 10, 2019
Instrument	395472
Transaction Type	Transfer
Record Updated	Jan 3, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,165.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	208 LIVE OAK LN LARGO FL 337704010, LARGO, FL 33770-4010

Mortgage

Document Number	208032380
Date	Dec 11, 2019
Book Page	020803/002380
Instrument	395473

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2049

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,183.00 (+5.48%)	$610,500 (+5.99%)	$957,866 (+6.38%) Land $296,284 Building $661,582
2024	$9,654.00 (+3.03%)
2023	$9,370.00 (+2.19%) Homeowner's exemption	$576,014 (+3%)	$900,387 (+23.67%) Land $366,662 Building $533,725
2022	$9,169.00 Homeowner's exemption	$559,237	$728,062 Land $311,048 Building $417,014

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 179 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	179 in force
Nearby Flood Claims	101 (1993–2024)
Most Recent Claim	Dec 2024 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Helene, Sep 2024 · 94 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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