208 Lighthouse Rd, Ocracoke, NC 27960 Property Records

Hyde County property record for 208 Lighthouse Rd, Ocracoke, NC 27960 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,250 sqft · built 1931
Lot Size0.207 acres (9,057 sqft)
Owner2 Individual Names on File
Tax Bill$3,225 (2025)
Deeds & MortgagesMay 2020 Line of Credit
Flood ZoneZone AE (high risk)
APN9500189473

Property Details

APN / Parcel Number

Primary APN9500189473
Alternative APN
  • 791

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms3 Rooms
Stories1 Story
Building Area1,250 sqft Heated Area
AtticAttic
Attic Area345 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1931
Effective Year BuiltEffective 1997
Architectural StyleBungalow
Exterior MaterialConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,057 sqft (0.207 acres)
Garage Area288 sqft
DrivewayDriveway
Driveway Area1,476 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area288 sqft
Shed1 Shed
Shed Area384 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Old Parcel Number9500189473
Street Address208 LIGHTHOUSE RD
CityOCRACOKE
StateNC
Zip27960-9606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT & HOUSE
JurisdictionHYDE NC
Township / Civil DivisionOCRACOKE
Census Block Group3
Census Block3040
Census Tract920101

Owner

Source: Hyde County records · APN 9500189473

Assessment roll updated June 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 214, OCRACOKE, NC 27960-0214
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHYDE NC
Property Address208 LIGHTHOUSE RD, OCRACOKE, NC 27960-9606
Transaction TypeMortgage
Record UpdatedApr 25, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000284/599
DateMay 07, 2020
Book Page284/599
Instrument408322
Lender
NameABNB FCU
TypeCredit Union
AddressCHESAPEAKE, VA 23320
Agreement
TypeLine of Credit
AmountAmount Recorded
Term143 Months
DueApr 29, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Hyde County records · Assessment roll updated June 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHyde County
Unified School DistrictHyde County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,225.00 (+17.74%)$343,129 (+40.92%) Land $176,000 Building $167,129$343,129 (+40.92%) Land $176,000 Building $167,129
2023$2,739.00$243,499 Land $153,000 Building $90,499$243,499 Land $153,000 Building $90,499

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hyde County (37095C), updated June 15, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370959201013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation4.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 631 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies672 units insured
41 under condo master policies
Nearby Flood Claims382 (1999–2023)
Claims Outside the SFHA11 of 382
Most Recent ClaimAug 2023, other causes
Claims By Storm
  • Hurricane Dorian, Sep 2019 · 316 claims
  • Hurricane Matthew, Oct 2016 · 35 claims
  • Hurricane Dennis, Sep 1999 · 5 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 157 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFixed Wireless25 / 3
Ocracoke Cable TVCable10 / 1
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Brightspeed. Availability varies by address; speeds are provider-advertised maximums, not measured.

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