208 Lema Dr, Garner, NC 27529 Property Records

Johnston County property record for 208 Lema Dr, Garner, NC 27529

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,317 sqft · built 1987
Lot Size2.36 acres (102,802 sqft)
Owner2 Company Names on Record
Tax Bill$2,005 (2026)
Deeds & MortgagesJul 2022 Reverse Mortgage
Jan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN06D02011S

Property Details

APN / Parcel Number

Primary APN06D02011S
Alternative APNs
  • 2000225680
  • 2000252048

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,317 sqft Living Area
Gross Area1,937 sqft
1st Floor Area1,317 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area102,802 sqft (2.36 acres)
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area44 sqft
Deck AreaDeck Area
Patio Area312 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number2000252048
Street Address208 LEMA DR
CityGARNER
StateNC
Zip27529-8999
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRAG
Legal DescriptionLOT 24 AND PART LOT 23 COUNTRY HILLS EST 14/159
Legal SubdivisionPROPERTY OF HERBERT L TART INC
Legal Lot Number24,23
JurisdictionJOHNSTON NC
Township / Civil DivisionCLEVELAND
Census Block Group1
Census Block1012
Census Tract41112

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address208 LEMA DR, GARNER, NC 27529-8999
Owner TypeCompany
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2022Intrafamily Transfer, Transfer · Reverse Mortgage
MUTUAL OF OMAHA MORTGAGE INC
Jan 31, 2020Reverse Mortgage, Transfer · FHA Mortgage
AMERICAN ADVISORS

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJul 15, 2022
Transfer Doc0000819781
Record UpdatedOct 29, 2026

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJOHNSTON NC
Recording DateJul 21, 2022
Property Address208 LEMA DR, GARNER, NC 27529-8999
Document Number0000819781
Book / Page6306 / 1
Instrument DateJul 15, 2022
Instrument2022819781
Transaction TypeTransfer
Record UpdatedApr 17, 2023
Title CompanyTIMIOS INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address208 LEMA DR, GARNER, NC 27529-8999

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address208 LEMA DR, GARNER, NC 27529-8999

Mortgage

Document Number0000819782
DateJul 21, 2022
Instrument2022819782
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate4.08%
AdjustableAdjustable Rate Rider
Change FrequencyMonthly
Index1-Year CMT
Max Rate9.08%

January 2020: Reverse Mortgage, Transfer

Document TypeReverse Mortgage
JurisdictionJOHNSTON NC
Recording DateJan 31, 2020
Property Address208 LEMA DR, GARNER, NC 27529-8999
Document Number0000645517
Book / Page005516 / 000580
Instrument DateJan 25, 2020
Instrument645517
Transaction TypeTransfer
Record UpdatedFeb 21, 2020
Title CompanyFNC TITLE SERVICES, FNC TITLE SVCS

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address208 LEMA DR GARNER NC 275298999, GARNER, NC 27529-8999

Mortgage

Document Number645518
DateJan 31, 2020
Book Page005516/000583
Instrument645518
Lender
NameAMERICAN ADVISORS
AddressORANGE, CA 92868
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term1044 Months
Interest
Rate TypeAdjustable Rate
Rate3.91%

Mortgage

Document Number645519,
DateJan 31, 2020
Book Page005516/000597
Instrument645519
Lender
NameCOMMISSIONER/HSNG & URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term1044 Months
Interest
Rate TypeAdjustable Rate
Rate3.91%

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJohnston County
Unified School DistrictJohnston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,005.00 (-1.57%)$320,940 (-) Land $92,510 Building $228,430$320,940 (-) Land $92,510 Building $228,430
2025$2,037.00 (+44.57%)$320,940 (+78.22%) Land $92,510 Building $228,430$320,940 (+78.22%) Land $92,510 Building $228,430
2023$1,409.00$180,080 Land $66,080 Building $114,000$180,080 Land $66,080 Building $114,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2016)
Most Recent ClaimOct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUTCHESS DOWNS MH S/D
private · serves 185 people · EPA ID NC0351154
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereCOUNTRY HILLS S/D
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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