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208 Laurel Pt, Lugoff, SC 29078 Property Records

Kershaw County property record for 208 Laurel Pt, Lugoff, SC 29078

Property Summary

Property TypeSingle Family Home
Details2,684 sqft · built 1993
Lot Size0.643 acres (28,041 sqft)
Owner2 Individual Names on Record
Last Sale$192,900 (Sep 2018)
Tax Bill$1,587 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Sep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN309-03-0A-016-SCX

Property Details

APN / Parcel Number

Primary APN309-03-0A-016-SCX
Alternative APN
  • 1215

Interior

Stories2 Stories
Building Area2,684 sqft Gross Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialVinyl
Lot Area28,041 sqft (0.643 acres)
Garage TypeAttached
Garage Area492 sqft
PorchPorch
Porch Area84 sqft
Deck Area192 sqft

Location & Zoning

Account Number1215
Street Address208 LAUREL PT
CityLUGOFF
StateSC
Zip29078-9051
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal DescriptionLAUREL CROSSING SUBDIV LOT 16
Legal SubdivisionLAUREL CROSSING SUBDIV
Legal Lot Number16
JurisdictionKERSHAW SC
Township / Civil DivisionELGIN
Census Block Group2
Census Block2009
Census Tract970905

Owner

Source: Kershaw County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address208 LAUREL PT, LUGOFF, SC 29078-9051
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 3, 2026Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK & TRUST CO
Sep 18, 2018Grant Deed, Transfer
SYNOVUS BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 18, 2018 · Amount on Record
Deed SaleSep 18, 2018 · Amount on Record
Prior SaleSep 18, 2018 · Amount on Record
Deed Document Number20187358
Deed Book / Page3919 / 286
Last Transfer DateMar 23, 2021
Transfer Doc0000003420
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERSHAW SC
Property Address208 LAUREL PT, LUGOFF, SC 29078-9051
Transaction TypeMortgage
Record UpdatedMar 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address208 LAUREL PT, LUGOFF, SC 29078-9051

Mortgage

Document Number0020261920
DateMar 3, 2026
Book Page5536/207
Instrument2026-1920
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Term419 Months
DueFeb 26, 2061
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKERSHAW SC
Recording DateSep 18, 2018
Property Address208 LAUREL PT, LUGOFF, SC 29078-9051
Document Number0000007358
Book / Page003919 / 000286
Instrument DateSep 18, 2018
Instrument7358
Transaction TypeTransfer
Record UpdatedApr 22, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$714.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address208 LAUREL PT LUGOFF SC 290789051, LUGOFF, SC 29078-9051

Mortgage

Document Number7359
DateSep 18, 2018
Book Page003919/000288
Instrument7359
Lender
NameSYNOVUS BK
TypeBank
AddressCOLUMBIA, SC 29201
Agreement
AmountAmount Recorded
Term360 Months
DueSep 17, 2048

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyKershaw County
Unified School DistrictKershaw County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,587.00 (-0.5%)$225,500 (-) Land $35,000 Building $190,500$225,500 (-)
2023$1,595.00$225,500 Land $35,000 Building $190,500$225,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUGOFF ELGIN WATER AUTH
serves 25,783 people · EPA ID SC2820001
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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