208 Joy Dr, Searcy, AR 72143 Property Records

White County property record for 208 Joy Dr, Searcy, AR 72143

Property Summary

Property Type	Single Family Home
Details	1 ba · 996 sqft · built 1987
Owner	Individual Name on File
Last Sale	$134,000 (Jan 2024)
Tax Bill	$570 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`016-01398-007`

Property Details

APN / Parcel Number

Primary APN	`016-01398-007`
Alternative APN	`40666`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	996 sqft Living Area
1st Floor Area	996 sqft
Utility Area	36 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1987
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Garage Type	Carport
Carport	Carport
Driveway	Driveway
Driveway Area	450 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	104 sqft
Deck Area	140 sqft
Patio Area	84 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	208 JOY DR
City	SEARCY
State	AR
Zip	72143-4932
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	---
Legal Subdivision	GOLDEN VALLEY S/D
Legal Lot Number	7
Jurisdiction	WHITE AR
Township / Civil Division	GRAY
Census Block Group	2
Census Block	2020
Census Tract	70401

Owner

208 Joy Dr is owned and occupied by an individual who bought it in January 2024.

Source: White County records, as of October 23, 2025

Owner of Record	Individual Name on File
Mailing Address	208 JOY DR, SEARCY, AR 72143-4932
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2024	Deed of Trust, Mortgage · FHA Mortgage GULF COAST BANK & TRUST CO
Jan 18, 2024	Warranty Deed, Transfer · FHA Mortgage GULF COAST BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2024 · Amount on File
Deed Sale	Jan 18, 2024 · Amount on File
Prior Sale	Feb 2, 2010 · Amount on File
Deed Document Number	2024-000943
Deed Book / Page	2024 / 943
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE AR
Property Address	208 JOY DR, SEARCY, AR 72143-4932
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1406 RANDALL DR, SEARCY, AR 72143-3933

Mortgage

Document Number	MTG2024/3004
Date	Feb 8, 2024
Book Page	MTG 2024/3004
Instrument	L202401563

Lender

Name	GULF COAST BANK & TRUST CO
Type	Bank
Address	BATON ROUGE, LA 70806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2054

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE AR
Recording Date	Jan 18, 2024
Property Address	208 JOY DR, SEARCY, AR 72143-4932
Document Number	DEED2024/943
Book / Page	DEED 2024 / 943
Map Reference	CAB A SL 69
Instrument Date	Jan 18, 2024
Instrument	L202400720
Transaction Type	Transfer
Record Updated	Jan 30, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$442.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	531 MILLER RD, JUDSONIA, AR 72081-9208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 JOY DR, SEARCY, AR 72143-4932

Mortgage

Document Number	MTG20241381
Date	Jan 18, 2024
Instrument	MTG 2024/1381

Lender

Name	GULF COAST BANK & TRUST CO
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 208 Joy Dr was $570 with a homeowner's exemption.

Source: White County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	White County
Municipality	Searcy City
Unified School District	Searcy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$570.00 Homeowner's exemption	$14,040 Land $1,400 Building $12,640
2023	$145.00 Homeowner's exemption	$14,040 Land $1,400 Building $12,640	$70,200 Land $7,000 Building $63,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 208 Joy Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective June 21, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 208 Joy Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEARCY WATERWORKS serves 28,196 people · EPA ID AR0000590
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Longview Cable Television Company Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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