208 Jacob Cir, Talent, OR 97540 Property Records

Jackson County property record for 208 Jacob Cir, Talent, OR 97540

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,352 sqft · built 1990
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Oct 2025)
Tax Bill	$4,004 (2025)
Deeds & Mortgages	Sep 2024 Mortgage Jan 2024 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`381W26BD4407`

Property Details

APN / Parcel Number

Primary APN	`381W26BD4407`
Alternative APNs	`381W26BD04407` `10779585`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,352 sqft Living Area
Gross Area	1,858 sqft
1st Floor Area	1,352 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1994
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	208 JACOB CIR
City	TALENT
State	OR
Zip	97540-9747
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Range	01W
Legal Township	38S
Legal Section	26
Legal Quarter	2
Legal Subdivision	TAYLOR SUBDIVISION
Legal Block	1
Legal Lot Number	34
Jurisdiction	JACKSON OR
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1022
Census Tract	1702

Owner

Source: Jackson County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	208 JACOB CIR, TALENT, OR 97540-9747
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2024	Deed of Trust, Mortgage CHRISTOPHER DIAL ETAL
Jan 23, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OREGON HOUSING AND COMMUNITY SERVICES
Oct 31, 2025	Personal Representative Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2025 · Amount on Record
Deed Sale	Oct 31, 2025 · Amount on Record
Deed Document Number	202523570
Prior Transfer Date	Apr 15, 2016
Prior Transfer Doc	0000012120
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	208 JACOB CIR, TALENT, OR 97540-9747
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 JACOB CIR, TALENT, OR 97540-9747

Mortgage

Document Number	0000019844
Date	Sep 27, 2024
Instrument	2024-019844

Lender

Name	CHRISTOPHER DIAL ETAL
Type	Private Party
Address	PO BOX 1675, OREGON CITY, OR 97045

Agreement

Amount	Amount Recorded

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	208 JACOB CIR, TALENT, OR 97540-9747
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 JACOB CIR, TALENT, OR 97540-9747

Mortgage

Document Number	0000001427
Date	Jan 23, 2024
Instrument	2024-001427

Lender

Name	OREGON HOUSING AND COMMUNITY SERVICES
Type	Government Agency
Address	SALEM, OR 97301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

October 2025: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	JACKSON OR
Recording Date	Oct 31, 2025
Property Address	208 JACOB CIR, TALENT, OR 97540-9747
Document Number	0000023570
Map Reference	VOL 16 PG 40
Instrument Date	Oct 30, 2025
Instrument	2025-023570
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	208 JACOB CIR, TALENT, OR 97540-9747

Mortgage

Document Number	0000023571
Date	Oct 31, 2025
Instrument	2025-023571

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	208 JACOB CIR, TALENT, OR 97540-9747
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002136
Date	Jan 19, 2018
Instrument	2018-002136

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Talent City
Unified School District	Phoenix-Talent School District 4 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$228,180 (+3%)	$389,730 (-6.21%) Land $163,080 Building $226,650
2025	$4,004.00 (+2.9%)	$221,540 (+3%) Land $62,330 Building $159,210	$415,550 (+8.93%) Land $163,000 Building $252,550
2024	$3,891.00 (+3.46%)	$215,090 (+3%) Land $60,510 Building $154,580	$381,490 (+12.13%) Land $155,800 Building $225,690
2023	$3,761.00 (-0.13%)	$208,830 (+3%) Land $58,750 Building $150,080	$340,220 (-1.69%) Land $127,300 Building $212,920
2022	$3,766.00	$202,750 Land $57,040 Building $145,710	$346,080 Land $128,440 Building $217,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 80% of Oregon
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TALENT serves 6,293 people · EPA ID OR4100857
Water Source	Purchased surface water from MEDFORD WATER COMMISSION
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30

May also be available: Hunter Communications.

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