208 Howard St, Auburndale, FL 33823 Property Records

Polk County property record for 208 Howard St, Auburndale, FL 33823

Property Summary

Property Type	Commercial
Details	2,000 sqft · built 1998
Lot Size	0.315 acres (13,739 sqft)
Owner	Individual Name on Record
Last Sale	$349,000 (May 2023)
Tax Bill	$2,307 (2025)
Deeds & Mortgages	Jul 2023 Mortgage May 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-28-11-331500-030021`

Property Details

APN / Parcel Number

Primary APN	`25-28-11-331500-030021`
Alternative APNs	`112825331500030021` `12825000`

Interior

Units	2 Units
Stories	1 Story
Building Area	2,000 sqft Gross Area
1st Floor Area	2,000 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2004
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	13,739 sqft (0.315 acres)
Lot Dimensions	210 ft deep x 65.4 ft wide
View / Lot	Commercial
Garage Type	Detached
Garage Area	2,000 sqft

Location & Zoning

Street Address	208 HOWARD ST
City	AUBURNDALE
State	FL
Zip	33823-3435
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	LI
Legal Description	AUBURNDALE PB 1 PG 26 S10 T28 R25 & S11 T28 R25 BLK D2 LOT 2 BEG NE COR RUN SE 65.4 FT SW 210 FT NW 65.4 FT NE TO BEG
Legal Range	25E
Legal Township	28S
Legal Section	11
Legal Subdivision	AUBURNDALE
Legal Tract	331500
Legal Block	D2
Legal Lot Number	2
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1029
Census Tract	13002

Owner

Source: Polk County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	187 BENTLEY OAKS BLVD, AUBURNDALE, FL 33823-2028
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2023	Deed of Trust, Mortgage · Commercial Mortgage GREAT OAKS BANK
May 25, 2023	Warranty Deed, Transfer ADVANCE TITLE, ADVANTAGE TITLE SERVICES INC
Apr 24, 2017	Warranty Deed, Transfer · Conventional Mortgage MIDFLORIDA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2023 · Amount on Record
Deed Sale	May 25, 2023 · Amount on Record
Prior Sale	Apr 24, 2017 · Amount on Record
Deed Document Number	2023122115
Deed Book / Page	12704 / 273
Prior Transfer Date	Nov 7, 2007
Prior Transfer Doc	0000233564
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	208 HOWARD ST, AUBURNDALE, FL 33823-3435
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000157779
Date	Jul 7, 2023
Book Page	12754/121
Instrument	2023157779

Lender

Name	GREAT OAKS BANK
Type	Bank
Address	FROSTPROOF, FL 33843

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 25, 2023
Property Address	208 HOWARD ST, AUBURNDALE, FL 33823-3435
Document Number	0000122115
Book / Page	12704 / 273
Map Reference	MB 1 PG 26
Instrument Date	May 10, 2023
Instrument	2023122115
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	ADVANCE TITLE, ADVANTAGE TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$2,443.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	423 QUAIL HOLLOW RD, AUBURNDALE, FL 33823-9313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 BENTLEY OAKS BLVD, AUBURNDALE, FL 33823-2028

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 24, 2017
Property Address	208 HOWARD ST, AUBURNDALE, FL 33823-3435
Document Number	0101270391
Book / Page	010127 / 000391
Instrument Date	Apr 13, 2017
Instrument	77553
Transaction Type	Transfer
Record Updated	Mar 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	423 QUAIL HOLLOW RD AUBURNDALE FL 338239313, AUBURNDALE, FL 33823-9313

Mortgage

Document Number	101270393
Date	Apr 24, 2017
Book Page	010127/000393
Instrument	77554

Lender

Name	MIDFLORIDA CU
Address	129 S KENTUCKY AVE # 500, LAKELAND, FL 33801-5058

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Auburndale City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,307.00 (+1.1%)	$141,050 (+73.7%) Land $52,201 Building $88,849	$141,050 (+73.7%) Land $52,201 Building $88,849
2024	$2,282.00 (+69.92%)
2023	$1,343.00 (-2.18%)	$81,205 (-1.34%) Land $52,201 Building $29,004	$81,205 (-1.34%) Land $52,201 Building $29,004
2022	$1,373.00	$82,307 Land $52,201 Building $30,106	$82,307 Land $52,201 Building $30,106

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AUBURNDALE serves 35,239 people · EPA ID FL6530090
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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