208 Highlands Dr, Clarkesville, GA 30523 Property Records

Habersham County property record for 208 Highlands Dr, Clarkesville, GA 30523

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,480 sqft · built 2024
Lot Size	3.31 acres (144,184 sqft)
Owner	2 Individual Names on File
Last Sale	$26,000 (Jul 2022)
Tax Bill	$6,734 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`125 005L`

Property Details

APN / Parcel Number

Primary APN	`125 005L`
Alternative APNs	`684148` `518982`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,480 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	144,184 sqft (3.31 acres)
Garage Area	1,574 sqft
Porch	Slab
Porch Area	417 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	518982
Street Address	208 HIGHLANDS DR
City	CLARKESVILLE
State	GA
Zip	30523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	13-88 PB 54-265 TR3 LT 27 1313-337
Legal Tract	3
Legal Lot Number	27
Jurisdiction	HABERSHAM GA
Township / Civil Division	CLARKESVILLE
Census Block Group	3
Census Block	3001
Census Tract	203

Owner

208 Highlands Dr is owned and occupied by two individuals who bought it in July 2022.

Source: Habersham County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	208 HIGHLANDS LAKE TRL, CLARKESVILLE, GA 30523-2274
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage SOFISA BANK/FL
Sep 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage RABUN COUNTY BANK
Sep 20, 2023	Deed of Trust, Mortgage · Conventional Mortgage RABUN COUNTY BANK
May 13, 2022	Warranty Deed, Transfer
Apr 28, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2022 · Amount on File
Deed Sale	Jul 15, 2022 · Amount on File
Deed Document Number	20221886
Deed Book / Page	1313 / 337
Prior Transfer Date	Apr 28, 2022
Prior Transfer Doc	001313/335
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Recording Date	Apr 27, 2026
Property Address	208 HIGHLANDS LAKE TRL, CLARKESVILLE, GA 30523-2274
Document Number	1430000728
Book / Page	1430 / 728
Instrument Date	Apr 26, 2026
Transaction Type	Mortgage
Record Updated	Jul 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 HIGHLANDS LAKE TRL, CLARKESVILLE, GA 30523-2274
Investor	Possibly a Property Investor

Mortgage

Document Number	1430000728,
Date	Apr 27, 2026
Book Page	1430/728

Lender

Name	SOFISA BANK/FL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	HIGHLANDS DR, CLARKESVILLE, GA 30523
Transaction Type	Mortgage
Record Updated	Oct 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 HIGHLANDS DR, GA
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001347/0000000061
Date	Sep 15, 2023
Book Page	0000001347/0000000061

Lender

Name	RABUN COUNTY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	8%
Type Change Date	Oct 1, 2020

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	HIGHLANDS DR, CLARKESVILLE, GA 30523
Transaction Type	Mortgage
Record Updated	Oct 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	659 HARBOR CV, GAINESVILLE, GA 30501-1606
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001347/0000000421
Date	Sep 20, 2023
Book Page	0000001347/0000000421

Lender

Name	RABUN COUNTY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	8%
Type Change Date	Oct 1, 2020

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	May 13, 2022
Property Address	HIGHLANDS DR, CLARKESVILLE, GA 30523
Document Number	001313/337
Book / Page	1313 / 337
Instrument Date	May 13, 2022
Instrument	2022-001886
Transaction Type	Transfer
Record Updated	Mar 27, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	659 HARBOR CV, GAINESVILLE, GA 30501-1606
Investor	Possibly a Property Investor

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Apr 28, 2022
Property Address	HIGHLANDS DR, CLARKESVILLE, GA 30523
Document Number	001313/335
Book / Page	1313 / 335
Instrument Date	Apr 28, 2022
Instrument	2022-001885
Transaction Type	Transfer
Record Updated	Mar 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 LIVE OAK DR, LEESBURG, GA 31763-5883

Tax Assessment & Valuation

The 2026 property tax bill for 208 Highlands Dr was $6,734 with a homeowner's exemption, down 7.2% from the year before.

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,734.00 (-7.23%) Homeowner's exemption	$297,292 (-1.08%) Land $20,700 Building $276,592	$743,231 (-1.08%) Land $51,750 Building $691,481
2025	$7,259.00	$300,524 Land $20,700 Building $279,824	$751,309 Land $51,750 Building $699,559
2023	$269.00 (-55.9%)	$10,400 (-55.77%) Land $10,400	$26,000 (-55.77%) Land $26,000
2022	$610.00	$23,516 Land $23,516	$58,790 Land $58,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 208 Highlands Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 208 Highlands Dr is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 83% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINECREST MOUNTAIN S/D private · serves 67 people · EPA ID GA1370063
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	13 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream DSL · Fiber, Cable in parts of the area	200 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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