208 Harvard Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 208 Harvard Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,296 sqft · built 1969
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$144,000 (Jun 2018)
Tax Bill	$4,464 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jun 2018 Sale & Mortgage
APN	`04-32-0-101-004`

Property Details

APN / Parcel Number

Primary APN	`04-32-0-101-004`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,296 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1985
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Mixed
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	128 sqft
Patio Area	220 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	208 HARVARD DR
City	O FALLON
State	IL
Zip	62269-2630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHVIEW GARDENS 4TH ADD LOT/SEC-139 A02578704
Legal Subdivision	SOUTHVIEW GARDENS 4TH ADD
Legal Block	101
Legal Lot Number	139
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1011
Census Tract	504352

Owner

208 Harvard Dr is owned and occupied by two individuals who bought it in June 2018.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	208 HARVARD DR, O FALLON, IL 62269-2630
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Jun 7, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2018 · Amount on File
Deed Sale	Jun 7, 2018 · Amount on File
Prior Sale	Jun 29, 1998 · Amount on File
Deed Document Number	20182578704
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	208 HARVARD DR, O FALLON, IL 62269-2630
Document Number	00A2669025
Instrument Date	Sep 21, 2020
Transaction Type	Mortgage
Record Updated	Nov 6, 2020
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	208 HARVARD DR O FALLON IL 622692630, O FALLON, IL 62269-2630

Mortgage

Document Number	00A2669025
Date	Sep 29, 2020
Instrument	2669025

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 28, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 7, 2018
Property Address	208 HARVARD DR, O FALLON, IL 62269-2630
Document Number	00A2578704
Instrument Date	May 31, 2018
Instrument	2578704
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	FIRST AMERICAN TITLE, 1ST AMERICAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$216.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	208 HARVARD DR O FALLON IL 622692630, O FALLON, IL 62269-2630

Mortgage

Document Number	A2578705
Date	Jun 7, 2018
Instrument	2578705

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 6, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 208 Harvard Dr was $4,464, up 8.4% from the year before.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,464.00 (+8.4%)	$61,938 (+9.62%) Land $11,736 Building $50,202	$185,814 (+9.62%) Land $35,208 Building $150,606
2024	$4,118.00	$56,502 Land $10,706 Building $45,796	$169,506 Land $32,118 Building $137,388
2022		$46,105 Land $8,736 Building $37,369	$138,315 Land $26,208 Building $112,107

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 208 Harvard Dr; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 208 Harvard Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: ClearWave.

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