208 Harness Ln, Windsor, CT 06095 Property Records

Windsor Town property record for 208 Harness Ln, Windsor, CT 06095

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,564 sqft · built 1987
Lot Size	3.32 acres (144,619 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Nov 2024)
Tax Bill	$8,796 (2024)
Deeds & Mortgages	Nov 2024 Sale & Mortgage Jun 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10443.00`

Property Details

APN / Parcel Number

Primary APN	`10443.00`
Alternative APNs	`WIND M:00016 B:00135 L:00208V` `WSOR M:00016 B:00135 L:00208V`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,564 sqft Living Area
Gross Area	4,936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	144,619 sqft (3.32 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	10443.00
Street Address	208 HARNESS LN
City	WINDSOR
State	CT
Zip	06095-1616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	135
Legal Lot Number	208V
Jurisdiction	WINDSOR CT
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1008
Census Tract	473501

Owner

Source: Windsor Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	208 HARNESS LN, WINDSOR, CT 06095-1616
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC
Jun 17, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Nov 18, 2020	Deed of Trust, Mortgage · Balloon Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2024 · Amount on Record
Deed Sale	Nov 12, 2024 · Amount on Record
Prior Sale	May 23, 2016 · Amount on Record
Deed Document Number	20243175
Deed Book / Page	1971 / 1165
Record Updated	Oct 29, 2026

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINDSOR CT
Recording Date	Nov 12, 2024
Property Address	208 HARNESS LN, WINDSOR, CT 06095-1616
Document Number	01971-1165
Book / Page	1971 / 1165
Instrument Date	Nov 8, 2024
Instrument	2024-03175
Transaction Type	Transfer
Record Updated	Nov 27, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0202403176
Date	Nov 12, 2024
Instrument	2024-03176

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR CT
Property Address	208 HARNESS LN, WINDSOR, CT 06095-1616
Transaction Type	Mortgage
Record Updated	Jul 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01965-1106
Date	Jun 17, 2024
Book Page	1965/1106
Instrument	2024-01628

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

Interest

Rate Type	Adjustable Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR CT
Property Address	208 HARNESS LN, WINDSOR, CT 06095-1616
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1899-1043
Date	Nov 18, 2020
Book Page	1899/1043
Instrument	2020-04363

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Windsor Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Windsor Town
Unified School District	Windsor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$309,190 (-) Land $92,260 Building $216,930	$216,433 Land $64,582 Building $151,851
2024	$8,796.00 (-6.18%)	$309,190 (+40.49%) Land $92,260 Building $216,930
2023	$9,375.00 (+28.04%)	$220,080 (-) Land $79,100 Building $140,980
2022	$7,322.00	$220,080 Land $79,100 Building $140,980

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN DISTRICT COMMISSION serves 390,887 people · EPA ID CT0640011
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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