Tioga County and Owego Town property record for 208 Front St, Owego, NY 13827 · Last verified May 2026
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 4,968 sqft · built 1865 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Company Name on File |
| Last Sale | $350,000 (Oct 2018) |
| Tax Bill | $7,036 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Mar 2024 Mortgage + 6 more |
| Flood Zone | Zone AE (high risk) |
| APN | 493001 128.08-6-47.1 |
| Primary APN | 493001 128.08-6-47.1 |
|---|---|
| Alternative APNs |
|
| Units | 3 Units |
|---|---|
| Stories | 3 Stories |
| Building Area | 4,968 sqft Gross Area |
| Basement Area | 1,656 sqft |
| Unfinished Basement | 1,656 sqft |
| Year Built | Built 1865 |
|---|---|
| Effective Year Built | Effective 1865 |
| Lot Area | 2,614 sqft (0.06 acres) |
| Lot Dimensions | 102 ft deep x 23.7 ft wide |
| Porch | Slab |
| Porch Area | 414 sqft |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00000000250 |
|---|---|
| Street Address | 208 FRONT ST |
| City | OWEGO |
| State | NY |
| Zip | 13827-1875 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Legal Block | 6 |
| Legal Lot Number | 47.001 |
| Jurisdiction | TIOGA NY |
| Township / Civil Division | OWEGO |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 20500 |
Source: Tioga County and Owego Town records · APN 493001 128.08-6-47.1
Assessment roll updated May 15, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 7036, ENDICOTT, NY 13761-7036 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 01, 2024 | Deed of Trust, Mortgage · Commercial Mortgage ABL RPC RESIDENTL LLC |
| Mar 01, 2024 | Deed of Trust, Mortgage · Commercial Mortgage ABL RPC RESIDENTL LLC |
| Nov 14, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance ALLISON LENDING LLC |
| Oct 24, 2018 | Deed, Transfer M&T BANK NA |
| Oct 24, 2018 | Deed, Transfer |
| Oct 24, 2018 | Deed, Transfer |
| Oct 24, 2018 | Deed, Transfer |
| Oct 24, 2018 | Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 24, 2018 · Amount on Record |
| Deed Sale | Oct 24, 2018 · Amount on Record |
| Prior Sale | Aug 26, 1997 · Amount on Record |
| Deed Document Number | 20184534 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIOGA NY |
| Property Address | 208 FRONT ST, OWEGO, NY 13827-1875 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Name | Verified Name |
|---|
| Document Number | 2024000000702 |
|---|---|
| Date | Mar 01, 2024 |
| Instrument | 20240-00000702 |
| Name | ABL RPC RESIDENTL LLC |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIOGA NY |
| Property Address | 208 FRONT ST, OWEGO, NY 13827-1875 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Name | Verified Name |
|---|
| Document Number | 2024000000705 |
|---|---|
| Date | Mar 01, 2024 |
| Instrument | 20240-00000705 |
| Name | ABL RPC RESIDENTL LLC |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIOGA NY |
| Property Address | 208 FRONT ST, OWEGO, NY 13827-1875 |
| Transaction Type | Mortgage |
| Record Updated | Dec 05, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2023000004212 |
|---|---|
| Date | Nov 14, 2023 |
| Instrument | 20230-00004212 |
| Name | ALLISON LENDING LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | TIOGA NY |
| Recording Date | Oct 24, 2018 |
| Property Address | 208 FRONT ST, OWEGO, NY 13827-1875 |
| Document Number | 18000004534 |
| Instrument Date | Oct 19, 2018 |
| Instrument | 180-00004534 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 W MAIN ST, OWEGO, NY 13827-1569 |
| Investor | Possibly a Property Investor |
| Document Number | 18000004535 |
|---|---|
| Date | Oct 24, 2018 |
| Instrument | 180-00004535 |
| Name | M&T BANK NA |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | TIOGA NY |
| Recording Date | Oct 24, 2018 |
| Property Address | 208 FRONT ST, OWEGO, NY 13827-1875 |
| Document Number | 18000004534 |
| Instrument Date | Oct 19, 2018 |
| Instrument | 180-00004534 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 W MAIN ST, OWEGO, NY 13827-1569 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | TIOGA NY |
| Recording Date | Oct 24, 2018 |
| Property Address | 208 FRONT ST, OWEGO, NY 13827-1875 |
| Document Number | 18000004534 |
| Instrument Date | Oct 19, 2018 |
| Instrument | 180-00004534 |
| Transaction Type | Transfer |
| Record Updated | Feb 07, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 W MAIN ST, OWEGO, NY 13827-1569 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | TIOGA NY |
| Recording Date | Oct 24, 2018 |
| Property Address | 208 FRONT ST, OWEGO, NY 13827-1875 |
| Document Number | 18000004534 |
| Instrument Date | Oct 19, 2018 |
| Instrument | 180-00004534 |
| Transaction Type | Transfer |
| Record Updated | Feb 07, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 W MAIN ST, OWEGO, NY 13827-1569 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | TIOGA NY |
| Recording Date | Oct 24, 2018 |
| Property Address | 208 FRONT ST, OWEGO, NY 13827-1875 |
| Document Number | 18000004534 |
| Instrument Date | Oct 19, 2018 |
| Instrument | 180-00004534 |
| Transaction Type | Transfer |
| Record Updated | Feb 07, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 W MAIN ST, OWEGO, NY 13827-1569 |
| Investor | Possibly a Property Investor |
Source: Tioga County and Owego Town records · Assessment roll updated May 15, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tioga County |
| County Subdivision | Owego Town |
| Municipality | Owego Village |
| Unified School District | Owego-Apalachin Central School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,036.00 (+180.65%) | $75,300 (-) Land $12,900 Building $62,400 | $144,115 (+3.35%) Land $24,689 Building $119,426 |
| 2023 | $75,300 Land $12,900 Building $62,400 | $139,444 Land $23,889 Building $115,555 | |
| 2019 | $2,507.00 |
Source: FEMA National Flood Hazard Layer, Tioga County (36107C), updated October 31, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361070205002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 93 individual NFIP policies nearby |
| Nearby Flood Policies | 93 in force |
| Nearby Flood Claims | 205 (1979–2020) |
| Claims Outside the SFHA | 16 of 205 |
| Most Recent Claim | Dec 2020, river or lake flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Owego Central Historic District (Boundary Increase) listed 1998 · 286 contributing resources · NRIS 98000353 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 199 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Greenlight Networks Holding | Fiber | 8,000 / 8,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Zeta Broadband | Fixed Wireless (unlicensed) | 400 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Empire Telephone Corporation/North Penn Telephone Company, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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