208 Frederic Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 208 Frederic Ave, Waterloo, IA 50701 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,337 sqft · built 1930
Lot Size	0.151 acres (6,586 sqft)
Owner	2 Individual Names on File
Last Sale	$149,500 (Sep 2018)
Tax Bill	$3,638 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Sep 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8913-34-279-001`

Property Details

APN / Parcel Number

Primary APN	`8913-34-279-001`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,337 sqft Living Area
1st Floor Area	990 sqft
Attic	Attic
Attic Area	347 sqft
Basement Area	990 sqft
Finished Basement	600 sqft
Game Room	Game Room
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood
Lot Area	6,586 sqft (0.151 acres)
Lot Dimensions	89 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	190 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	208 FREDERIC AVE
City	WATERLOO
State	IA
Zip	50701-4110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PROSPECT PLACE LOT 165 N 15 FT LOT 166
Legal Range	13W
Legal Township	89N
Legal Section	34
Legal Subdivision	PROSPECT PLACE
Legal Lot Number	165,166
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	4
Census Block	4010
Census Tract	1400

Owner

Source: Black Hawk County records · APN 8913-34-279-001

Assessment roll updated October 17, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	208 FREDERIC AVE, WATERLOO, IA 50701-4110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 02, 2026	Deed of Trust, Mortgage · Line of Credit VERIDIAN CREDIT UNION
Sep 20, 2018	Deed of Trust, Mortgage COLLINS COMMUNITY CREDIT UNION
Dec 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage COLLINS COMMUNITY CU
Sep 20, 2018	Warranty Deed, Transfer COLLINS COMMUNITY CREDIT UNION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 20, 2018 · Amount on Record
Deed Sale	Sep 20, 2018 · Amount on Record
Prior Sale	May 18, 2016 · Amount on Record
Deed Document Number	2018201900004670
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 02, 2026
Property Address	208 FREDERIC AVE, WATERLOO, IA 50701-4110
Document Number	0000004350
Instrument Date	Mar 27, 2026
Instrument	20264350
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 FREDERIC AVE, WATERLOO, IA 50701-4110

Mortgage

Document Number	0000004350,
Date	Apr 02, 2026
Instrument	20264350

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Mar 27, 2051

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	208 FREDERIC AVE, WATERLOO, IA 50701-4110
Transaction Type	Mortgage
Record Updated	Aug 09, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900004671
Date	Sep 20, 2018
Instrument	201900004671

Lender

Name	COLLINS COMMUNITY CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	352 Months
Due	Jan 01, 2048

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	208 FREDERIC AVE, WATERLOO, IA 50701-4110
Transaction Type	Mortgage
Record Updated	Aug 09, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200012990
Date	Dec 21, 2021
Instrument	202200012990

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 20, 2018
Property Address	208 FREDERIC AVE, WATERLOO, IA 50701-4110
Document Number	201900004670
Instrument Date	Sep 14, 2018
Instrument	201900004670
Transaction Type	Transfer
Record Updated	Aug 09, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	208 FREDERIC AVE, WATERLOO, IA 50701-4110

Mortgage

Document Number	201900004672
Date	Sep 20, 2018
Instrument	201900004672

Lender

Name	COLLINS COMMUNITY CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	112 Months
Due	Jan 01, 2028

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,638.00 Homeowner's exemption	$225,000 (+26.46%) Land $24,130 Building $200,870	$225,000 (+26.46%) Land $24,130 Building $200,870
2024	$3,638.00 (+12.84%)
2023		$177,920 (+14.31%) Land $24,130 Building $153,790	$177,920 (+14.31%) Land $24,130 Building $153,790
2022	$3,224.00 Homeowner's exemption	$155,650 Land $24,130 Building $131,520
2021			$155,650 Land $24,130 Building $131,520

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130014004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 541 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Waterloo Telecommunications Utility	Fiber	10,000 / 10,000
Metronet Holdings	Fiber	5,120 / 5,120
Mediacom Communications	Cable	1,000 / 50
AT&T	Fixed Wireless	100 / 20

May also be available at this address: LTD Broadband, Verizon, AMG Technology Investment Group, T-Mobile USA, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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